1600 E Spruce St, Chatham, IL 62629 Property Records

Sangamon County property record for 1600 E Spruce St, Chatham, IL 62629 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Lot Size	18,206 sqft (0.418 acres)
Occupancy	Owner Occupied
Last Sale	$459,900 (2026)
Tax Bill	$9,980.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`29-08.0-352-003`
Alternative APN	`29080352003 (CHECK DIGIT = 6)`

Exterior

Lot Area	18,206 sqft (0.418 acres)

Location & Zoning

Account Number	29080352003
Street Address	1600 E SPRUCE ST
City	CHATHAM
State	IL
Zip	62629-5027
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	L 73 BRECKENRIDGE MANOR 1ST ADDN (18,206 SQ FT) 8-15-4
Legal Range	04
Legal Township	15
Legal Section	08
Legal Subdivision	BRECKENRIDGE MANOR SUB FIRST ADD
Jurisdiction	SANGAMON IL
Minor Civil Division	BALL
Census Blockgroup	5
Census Block	5007
Census Tract	3203

Owner

Source: Sangamon County records · APN 29-08.0-352-003

Assessment roll updated June 2, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1600 E SPRUCE ST, CHATHAM, IL 62629-5027
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 02, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTON COMMUNITY BANK
Feb 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF SPRINGFIELD
Apr 12, 2022	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
May 14, 2019	Warranty Deed, Transfer · Conventional Mortgage BANK OF SPRINGFIELD

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 02, 2026 · Amount on Record
Deed Sale	Jun 02, 2026 · Amount on Record
Prior Sale	Apr 12, 2022 · Amount on Record
Deed Doc Number	20269532
Record Refreshed	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Jun 02, 2026
Property Address	1600 E SPRUCE ST, CHATHAM, IL 62629-5027
Document Number	0000009532
Instrument Date	May 29, 2026
Instrument	20269532
Transaction Type	Transfer
Record Updated	Jun 15, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$69,674.85
Amount Accuracy	Calculated from Tax (Full/Partial Unknown)
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1600 E SPRUCE ST, CHATHAM, IL 62629-5027
Investor	Possibly a Property Investor

Mortgage

Document Number	0000009533,
Date	Jun 02, 2026
Instrument	20269533

Lender

Name	MORTON COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	1600 E SPRUCE ST, CHATHAM, IL 62629-5027
Transaction Type	Mortgage
Record Updated	Sep 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R04106
Date	Feb 27, 2020
Instrument	2020R04106

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2050

Interest

Rate Type	Fixed Rate

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Apr 12, 2022
Property Address	1600 E SPRUCE ST, CHATHAM, IL 62629-5027
Document Number	2022R07676
Instrument Date	Apr 11, 2022
Instrument	2022R07676
Transaction Type	Transfer
Record Updated	Sep 15, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$577.50
Amount Accuracy	Calculated from Tax
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	1600 E SPRUCE ST, CHATHAM, IL 62629-5027

Mortgage

Document Number	2022R07677
Date	Apr 12, 2022
Instrument	2022R07677

Lender

Name	GUILD MORTGAGE CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	4.88%

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	May 14, 2019
Property Address	1600 E SPRUCE ST, CHATHAM, IL 62629-5027
Document Number	2019R08957
Instrument Date	Apr 24, 2019
Instrument	2019R08957
Transaction Type	Transfer
Record Updated	Sep 15, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$465.00
Amount Accuracy	Calculated from Tax
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	1600 E SPRUCE ST, CHATHAM, IL 62629-5027

Mortgage

Document Number	2019R08958
Date	May 14, 2019
Instrument	2019R08958

Lender

Name	BANK OF SPRINGFIELD

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Sangamon County records · Assessment roll updated June 2, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Chatham Village
County	Sangamon County
County Subdivision	Ball Township
Unified School District	Ball-Chatham Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,980.00 (+3.76%)	$142,965 (+7.29%) Land $26,594 Building $116,371	$428,895 (+7.29%) Land $79,782 Building $349,113
2024	$9,618.00 (+16.75%)	$133,251 (+18.3%) Land $24,787 Building $108,464	$399,753 (+18.3%) Land $74,361 Building $325,392
2022	$8,238.00	$112,642 Land $20,953 Building $91,689	$337,926 Land $62,859 Building $275,067

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sangamon County (17167C), updated May 4, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 2% of the US · above 14% of Illinois
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

1600 E Spruce St, Chatham, IL 62629 Property Records

Property Highlights

Property Details

APN / Parcel Number

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2026: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

February 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

April 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

May 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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Nearby Streets

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