1606 E Spruce St, Chatham, IL 62629 Property Records

Sangamon County property record for 1606 E Spruce St, Chatham, IL 62629 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Lot Size17,727 sqft (0.407 acres)
OccupancyOwner Occupied
Last Sale$390,000 (2022)
Tax Bill$10,897.00 (2025)

Property Details

APN / Parcel Number

Primary APN29-08.0-352-002
Alternative APN
  • 29080352002 (CHECK DIGIT = 8)

Exterior

Lot Area17,727 sqft (0.407 acres)

Location & Zoning

Account Number29080352002
Street Address1606 E SPRUCE ST
CityCHATHAM
StateIL
Zip62629-5027
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionL 72 BRECKENRIDGE MANOR 1ST ADDN (17,727 SQ FT) 8-15-4
Legal Range04
Legal Township15
Legal Section08
Legal SubdivisionBRECKENRIDGE MANOR 1ST ADD
JurisdictionSANGAMON IL
Minor Civil DivisionBALL
Census Blockgroup5
Census Block5007
Census Tract3203

Owner

Source: Sangamon County records · APN 29-08.0-352-002

Assessment roll updated June 2, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1606 E SPRUCE ST, CHATHAM, IL 62629-5027
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
BANK OF SPRINGFIELD
Nov 03, 2022Warranty Deed, Transfer · Veterans Administration Mortgage
INB NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 03, 2022 · Amount on Record
Deed SaleNov 03, 2022 · Amount on Record
Prior SaleSep 02, 2015 · Amount on Record
Deed Doc Number202223660
Record RefreshedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address1606 E SPRUCE ST, CHATHAM, IL 62629-5027
Transaction TypeMortgage
Record UpdatedSep 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021R10427
DateApr 19, 2021
Instrument2021R10427
Lender
NameBANK OF SPRINGFIELD
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueMay 01, 2031
Interest
Rate TypeFixed Rate

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANGAMON IL
Recording DateNov 03, 2022
Property Address1606 E SPRUCE ST, CHATHAM, IL 62629-5027
Document Number2022R23660
Instrument DateNov 03, 2022
Instrument2022R23660
Transaction TypeTransfer
Record UpdatedSep 15, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$585.00
Amount AccuracyCalculated from Tax
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address1606 E SPRUCE ST, CHATHAM, IL 62629-5027

Mortgage

Document Number2022R23661
DateNov 03, 2022
Instrument2022R23661
Lender
NameINB NA
TypeBank
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2052
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Sangamon County records · Assessment roll updated June 2, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityChatham Village
CountySangamon County
County SubdivisionBall Township
Unified School DistrictBall-Chatham Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$10,897.00 (+32.26%)$155,550 (+26.92%) Land $26,594 Building $128,956$466,650 (+26.92%) Land $79,782 Building $386,868
2022$8,239.00 Disabled Person's exemption Veteran's exemption$122,558 Land $20,953 Building $101,605$367,674 Land $62,859 Building $304,815

Flood & Wildfire

1606 E Spruce St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Sangamon County (17167C), updated May 4, 2016

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
2nd percentile of exposed land nationally · 14th in Illinois
Wildfire LikelihoodLow — less than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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