Clay County property record for 1564 Rivertrace Dr, Fleming Island, FL 32003
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 2,595 sqft · built 2002 |
| Lot Size | 0.224 acres (9,769 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $7,646 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Oct 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-04-26-021262-031-56 |
| Primary APN | 30-04-26-021262-031-56 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,595 sqft Living Area |
| Gross Area | 2,994 sqft |
| 1st Floor Area | 2,287 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 9,769 sqft (0.224 acres) |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Pool Area | 408 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 264 sqft |
| Patio Area | 54 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1564 RIVERTRACE DR |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-7777 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 56 RIVERTRACE U 2 AS REC OR 4948 PG 1874 |
| Legal Range | 26E |
| Legal Township | 04S |
| Legal Section | 30 |
| Legal Subdivision | RIVERTRACE U 2 |
| Legal Lot Number | 56 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 30704 |
Source: Clay County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1564 RIVERTRACE DR, FLEMING ISLAND, FL 32003-7777 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Jun 30, 2026 | Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MORTGAGE COMPANY LLC |
| Oct 26, 2022 | Warranty Deed, Transfer · Conventional Mortgage OCMBC INC |
| Jan 15, 2021 | Warranty Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP |
| Mar 12, 2018 | Warranty Deed, Transfer · FHA Mortgage HANCOCK BK/AL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 11, 2025 |
| Deed Sale | Jul 11, 2025 |
| Prior Sale | Oct 26, 2022 · Amount on Record |
| Deed Document Number | 202532081 |
| Deed Book / Page | 4948 / 1874 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Jun 30, 2026 |
| Property Address | 1564 RIVERTRACE DR, FLEMING ISLAND, FL 32003-7777 |
| Document Number | 0000032048 |
| Book / Page | 5061 / 201 |
| Instrument Date | Jun 23, 2026 |
| Instrument | 202632048 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1564 RIVERTRACE DR, FLEMING ISLAND, FL 32003-7777 |
| Document Number | 0000032048, |
|---|---|
| Date | Jun 30, 2026 |
| Book Page | 5061/201 |
| Instrument | 202632048 |
| Name | AMERIHOME MORTGAGE COMPANY LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Oct 26, 2022 |
| Property Address | 1564 RIVERTRACE DR, FLEMING ISLAND, FL 32003-7777 |
| Document Number | 0046610811 |
| Book / Page | 4661 / 811 |
| Map Reference | MB 34 PG 58-66 |
| Instrument Date | Oct 25, 2022 |
| Instrument | 2022063758 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,920.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1626 HURSH AVE, 1626, WICHITA FALLS, TX 76302-1919 |
| Name | Verified Name |
|---|---|
| Address | 1564 RIVERTRACE DR, FLEMING ISLAND, FL 32003-7777 |
| Document Number | 0004661813 |
|---|---|
| Date | Oct 26, 2022 |
| Instrument | 4661/813 |
| Name | OCMBC INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Jan 15, 2021 |
| Property Address | 1564 RIVERTRACE DR, FLEMING ISLAND, FL 32003-7777 |
| Document Number | 0044030760 |
| Book / Page | 4403 / 760 |
| Map Reference | MB 34 PG 58-66 |
| Instrument Date | Nov 19, 2020 |
| Instrument | 2021003000 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,835.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 18423 BIVENS BND, 18423, SPRING, TX 77379-7037 |
| Name | Verified Name |
|---|---|
| Address | 1564 RIVERTRACE DR, FLEMING ISLAND, FL 32003-7777 |
| Document Number | 0004403762 |
|---|---|
| Date | Jan 15, 2021 |
| Instrument | 4403/762 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Mar 12, 2018 |
| Property Address | 1564 RIVERTRACE DR, FLEMING ISLAND, FL 32003-7777 |
| Document Number | 0040622099 |
| Book / Page | 004062 / 002099 |
| Instrument Date | Mar 9, 2018 |
| Instrument | 12452 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,590.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1565 RIVERTRACE DR FLEMING ISLAND FL 32003, FLEMING ISLAND, FL 32003 |
| Document Number | 40622101 |
|---|---|
| Date | Mar 12, 2018 |
| Book Page | 004062/002101 |
| Instrument | 12453 |
| Name | HANCOCK BK/AL |
|---|---|
| Type | Bank |
| Address | GULFPORT, MS 39502 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 11, 2048 |
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,646.00 (-19.86%) | $501,351 (+2.89%) Land $95,000 Building $406,351 | $501,351 (+2.89%) Land $95,000 Building $406,351 |
| 2023 | $9,541.00 (+47.97%) | $487,288 (+45.51%) Land $95,000 Building $392,288 | $487,288 (+20.52%) Land $95,000 Building $392,288 |
| 2022 | $6,448.00 Homeowner's exemption | $334,891 | $404,307 Land $95,000 Building $309,307 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 128 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 128 in force |
| Nearby Flood Claims | 19 (2016–2023) |
| Claims Outside the SFHA | 2 of 19 |
| Most Recent Claim | Dec 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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