1570 Rivertrace Dr, Fleming Island, FL 32003 Property Records

Clay County property record for 1570 Rivertrace Dr, Fleming Island, FL 32003

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,740 sqft · built 2002
Lot Size0.23 acres (10,057 sqft)
OwnerIndividual Name on Record
Last Sale$261,000 (Mar 2017)
Tax Bill$4,703 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Mar 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN30-04-26-021262-031-55

Property Details

APN / Parcel Number

Primary APN30-04-26-021262-031-55

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,740 sqft Heated Area
Gross Area3,288 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Exterior MaterialStucco
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,057 sqft (0.23 acres)
Garage Area400 sqft
PorchPorch
Porch Area148 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address1570 RIVERTRACE DR
CityFLEMING ISLAND
StateFL
Zip32003-7777
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 55 RIVERTRACE U 2 AS REC OR 3948 PG 1841
Legal Range26
Legal Township04
Legal Section30
Legal SubdivisionRIVERTRACE 02/EAGLE HARBOR
Legal Lot Number55
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group3
Census Block3011
Census Tract30704

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1570 RIVERTRACE DR, FLEMING ISLAND, FL 32003-7777
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 28, 2022Deed of Trust, Mortgage · VA Mortgage
LAKEVIEW LOAN SERVICING LLC
Mar 1, 2017Warranty Deed, Transfer · VA Mortgage
RP FUNDING INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 1, 2017 · Amount on Record
Deed SaleMar 1, 2017 · Amount on Record
Prior SaleApr 17, 2002 · Amount on Record
Deed Document Number2017010542
Deed Book / Page3948 / 1841
Record UpdatedJun 8, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address1570 RIVERTRACE DR, FLEMING ISLAND, FL 32003-7777
Transaction TypeMortgage
Record UpdatedMar 15, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1570 RIVERTRACE DR, FLEMING ISLAND, FL 32003-7777

Mortgage

Document Number0045761872
DateFeb 28, 2022
Book Page4576/1872
Instrument2022013131
Lender
NameLAKEVIEW LOAN SERVICING LLC
TypeMortgage Company
AddressMIAMI, FL 33146
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateMar 1, 2017
Property Address1570 RIVERTRACE DR, FLEMING ISLAND, FL 32003-7777
Document Number0039481841
Book / Page3948 / 1841
Map ReferenceMB34 PG58-66
Instrument DateFeb 24, 2017
Instrument2017010542
Transaction TypeTransfer
Record UpdatedFeb 21, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address200 PALISADES CIR, 200, ASHEVILLE, NC 28803-0113

Transferred To (Grantee/Buyer)

NameVerified Name
Address1570 RIVERTRACE DR, FLEMING ISLAND, FL 32003-7777

Mortgage

Document Number2017010543
DateMar 1, 2017
Instrument2017010543
Lender
NameRP FUNDING INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2047

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,703.00 (-28.06%) Homeowner's exemption$348,543 (+5.99%)$487,505 (+3.29%) Land $95,000 Building $392,505
2023$6,537.00 (+5.27%) Homeowner's exemption$328,856 (+3%)$471,980 (+20.3%) Land $95,000 Building $376,980
2022$6,210.00 Homeowner's exemption$319,278$392,335 Land $95,000 Building $297,335

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 128 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies128 in force
Nearby Flood Claims19 (2016–2023)
Claims Outside the SFHA2 of 19
Most Recent ClaimDec 2023 · other causes
Claims by Event
  • Hurricane Nicole, Nov 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
AT&T
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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