1575 Rivertrace Dr, Fleming Island, FL 32003 Property Records

Clay County property record for 1575 Rivertrace Dr, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,679 sqft · built 2001
Lot Size	0.442 acres (19,234 sqft)
Owner	Individual Name on Record
Last Sale	$357,000 (Apr 2017)
Tax Bill	$4,954 (2025)
Deeds & Mortgages	Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-04-26-021262-031-82`

Property Details

APN / Parcel Number

Primary APN	`30-04-26-021262-031-82`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,679 sqft Living Area
Gross Area	3,341 sqft
1st Floor Area	2,289 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2009
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	19,234 sqft (0.442 acres)
Garage Type	Attached
Garage Area	476 sqft
Pool Area	351 sqft
Porch	Finished Screened Porch
Porch Area	272 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1575 RIVERTRACE DR
City	FLEMING ISLAND
State	FL
Zip	32003-7778
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 82 RIVERTRACE U 2 AS REC OR 3962 PG 44
Legal Range	26E
Legal Township	04S
Legal Section	30
Legal Subdivision	RIVERTRACE U 2
Legal Lot Number	82
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	3
Census Block	3011
Census Tract	30704

Owner

Source: Clay County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1575 RIVERTRACE DR, FLEMING ISLAND, FL 32003-7778
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2017 · Amount on Record
Deed Sale	Apr 12, 2017 · Amount on Record
Prior Sale	Sep 26, 2001 · Amount on Record
Deed Document Number	201718259
Deed Book / Page	3962 / 44
Prior Transfer Date	Apr 20, 2012
Prior Transfer Doc	0034110247
Record Updated	Jun 8, 2026

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Apr 12, 2017
Property Address	1575 RIVERTRACE DR, FLEMING ISLAND, FL 32003-7778
Document Number	0039620044
Book / Page	003962 / 000044
Instrument Date	Apr 7, 2017
Instrument	18259
Transaction Type	Transfer
Record Updated	May 31, 2017
Title Company	SECURITY CONNECTIONS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,499.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1575 RIVERTRACE DR FLEMING ISLAND FL 320037778, FLEMING ISLAND, FL 32003-7778

Mortgage

Document Number	39620046
Date	Apr 12, 2017
Book Page	003962/000046
Instrument	18260

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 11, 2047

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,954.00 (+4.74%) Homeowner's exemption	$364,959 (+5.99%)	$513,682 (+2.87%) Land $95,000 Building $418,682
2024	$4,730.00 (-30.15%)
2023	$6,772.00 (+5.17%) Homeowner's exemption	$344,344 (+3%)	$499,328 (+20.95%) Land $95,000 Building $404,328
2022	$6,439.00 Homeowner's exemption	$334,315	$412,843 Land $95,000 Building $317,843

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 128 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	128 in force
Nearby Flood Claims	19 (2016–2023)
Claims Outside the SFHA	2 of 19
Most Recent Claim	Dec 2023 · other causes
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20