Clay County property record for 1555 Rivertrace Dr, Fleming Island, FL 32003
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,200 sqft · built 2000 |
| Lot Size | 0.311 acres (13,553 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $269,900 (Jan 2005) |
| Tax Bill | $2,844 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit Jun 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-04-26-021262-031-77 |
| Primary APN | 30-04-26-021262-031-77 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,200 sqft Living Area |
| Gross Area | 2,752 sqft |
| 1st Floor Area | 2,200 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Logs |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 13,553 sqft (0.311 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Porch | Finished Screened Porch |
| Porch Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1555 RIVERTRACE DR |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-7778 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 77 RIVERTRACE U 2 AS REC OR 2477 PG 678 & 4051 PG 1871 |
| Legal Range | 26E |
| Legal Township | 04S |
| Legal Section | 30 |
| Legal Subdivision | RIVERTRACE U 2 |
| Legal Lot Number | 77 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 30704 |
Source: Clay County records, as of December 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1555 RIVERTRACE DR, FLEMING ISLAND, FL 32003-7778 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 25, 2022 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Jun 16, 2020 | Deed of Trust, Mortgage · FHA Mortgage STOCKTON MORTGAGE CORP |
| Jan 30, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jun 1, 2017 | Loan Modification, Mortgage · FHA Mortgage PROVIDENT FNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 18, 2005 · Amount on Record |
| Deed Sale | Jan 18, 2005 · Amount on Record |
| Prior Sale | Jun 5, 2001 · Amount on Record |
| Deed Document Number | 20053277 |
| Deed Book / Page | 2477 / 678 |
| Last Transfer Date | Jan 4, 2018 |
| Transfer Doc | 0040511871 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 1555 RIVERTRACE DR, FLEMING ISLAND, FL 32003-7778 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1555 RIVERTRACE DR, FLEMING ISLAND, FL 32003-7778 |
| Document Number | 0046310718 |
|---|---|
| Date | Jul 25, 2022 |
| Book Page | 4631/718 |
| Instrument | 2022045093 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Aug 1, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 1555 RIVERTRACE DR, FLEMING ISLAND, FL 32003-7778 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0043181955 |
|---|---|
| Date | Jun 16, 2020 |
| Book Page | 4318/1955 |
| Instrument | 2020029698 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FRANKFORT, KY 40601 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Jan 30, 2018 |
| Property Address | 1555 RIVERTRACE DR, FLEMING ISLAND, FL 32003-7778 |
| Document Number | 0040511871 |
| Book / Page | 004051 / 001871 |
| Instrument Date | Jan 4, 2018 |
| Instrument | 5110 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1555 RIVERTRACE DR FLEMING ISLAND FL 320037778, FLEMING ISLAND, FL 32003-7778 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 1555 RIVERTRACE DR, FLEMING ISLAND, FL 32003-7778 |
| Document Number | 0039831513 |
| Book / Page | 003983 / 001513 |
| Instrument Date | Jun 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1555 RIVERTRACE DR FLEMING ISLAND FL 320037778, FLEMING ISLAND, FL 32003-7778 |
| Document Number | 0039831513 |
|---|---|
| Date | Jun 15, 2017 |
| Book Page | 003983/001513 |
| Instrument | 30382 |
| Name | PROVIDENT FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | SANTA ROSA, CA 95401 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jun 14, 2057 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,844.00 (+4.91%) Homeowner's exemption | $226,620 (+5.99%) | $408,191 (+1.97%) Land $95,000 Building $313,191 |
| 2024 | $2,711.00 (-43.4%) | ||
| 2023 | $4,790.00 (+6.21%) Homeowner's exemption | $213,820 (+3%) | $400,287 (+19.32%) Land $95,000 Building $305,287 |
| 2022 | $4,510.00 Homeowner's exemption | $207,593 | $335,470 Land $95,000 Building $240,470 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 128 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 128 in force |
| Nearby Flood Claims | 19 (2016–2023) |
| Claims Outside the SFHA | 2 of 19 |
| Most Recent Claim | Dec 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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