1559 Rivertrace Dr, Fleming Island, FL 32003 Property Records

Clay County property record for 1559 Rivertrace Dr, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,331 sqft · built 2001
Lot Size	0.213 acres (9,321 sqft)
Owner	Individual Name on Record
Last Sale	$309,000 (Jul 2020)
Tax Bill	$5,354 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-04-26-021262-031-78`

Property Details

APN / Parcel Number

Primary APN	`30-04-26-021262-031-78`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	2,331 sqft Heated Area
Gross Area	3,042 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,321 sqft (0.213 acres)
Garage Area	429 sqft
Porch	Porch
Porch Area	282 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1559 RIVERTRACE DR
City	FLEMING ISLAND
State	FL
Zip	32003-7778
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 78 RIVERTRACE U 2 AS REC OR 4333 PG 301
Legal Range	26
Legal Township	04
Legal Section	30
Legal Subdivision	RIVERTRACE/EAGLE HARBOR
Legal Lot Number	78
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	3
Census Block	3011
Census Tract	30704

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1559 RIVERTRACE DR, FLEMING ISLAND, FL 32003-7778
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2020 · Amount on Record
Deed Sale	Jul 24, 2020 · Amount on Record
Prior Sale	Jun 8, 2006 · Amount on Record
Deed Document Number	2020036984
Deed Book / Page	4333 / 301
Record Updated	Jun 8, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jul 24, 2020
Property Address	1559 RIVERTRACE DR, FLEMING ISLAND, FL 32003-7778
Document Number	0043330301
Book / Page	4333 / 301
Map Reference	MB 34 PG 58-66
Instrument Date	Jul 20, 2020
Instrument	2020036984
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	LANDMARK TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,163.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1429 N ATLANTIC AVE UNIT 431, 1429, DAYTONA BEACH, FL 32118-3553

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1559 RIVERTRACE DR, FLEMING ISLAND, FL 32003-7778

Mortgage

Document Number	0004333303
Date	Jul 24, 2020
Instrument	4333/303

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,354.00 (-25.09%) Homeowner's exemption	$391,174 (+5.99%)	$442,178 (+3.05%) Land $95,000 Building $347,178
2023	$7,147.00 (+5.04%) Homeowner's exemption	$369,078 (+3%)	$429,071 (+19.74%) Land $95,000 Building $334,071
2022	$6,804.00 Homeowner's exemption	$358,329 Land $95,000 Building $263,329	$358,329 Land $95,000 Building $263,329

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 128 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	128 in force
Nearby Flood Claims	19 (2016–2023)
Claims Outside the SFHA	2 of 19
Most Recent Claim	Dec 2023 · other causes
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20