15595 Curtis Cir, Sonora, CA 95370 Property Records

Tuolumne County property record for 15595 Curtis Cir, Sonora, CA 95370

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,150 sqft · built 1995
Lot Size	4.23 acres (184,259 sqft)
Owner	2 Individual Names on Record
Last Sale	$725,000 (Jul 2026)
Tax Bill	$4,567 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jun 2018 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`098-200-004-000`

Property Details

APN / Parcel Number

Primary APN	`098-200-004-000`
Alternative APNs	`098-200-004` `0982000400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,150 sqft Living Area
1st Floor Area	2,150 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Construction Type	Wood
Lot Area	184,259 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Old Parcel Number	098-200-004
Street Address	15595 CURTIS CIR
City	SONORA
State	CA
Zip	95370-9717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-5
Legal Description	CURTIS CREEK RANCH L15 4.23AC
Legal Subdivision	CURTIS CREEK RANCH
Legal Lot Number	15
Jurisdiction	TUOLUMNE CA
Township / Civil Division	EAST SONORA-PHOENIX LAKE
Census Block Group	1
Census Block	1013
Census Tract	4101

Owner

Source: Tuolumne County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15595 CURTIS CIR, SONORA, CA 95370-9717
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 21, 2018	Deed of Trust, Mortgage · Reverse Mortgage SYNERGY ONE LENDING
Jun 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2026 · Amount on Record
Deed Sale	Jul 7, 2026 · Amount on Record
Deed Document Number	20265773
Record Updated	Sep 20, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TUOLUMNE CA
Recording Date	Jul 7, 2026
Property Address	15595 CURTIS CIR, SONORA, CA 95370-9717
Document Number	0000005773
Instrument Date	Jun 24, 2026
Instrument	20265773
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	YOSEMITE TITLE COMPANY, YOSEMITE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$80,547.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15595 CURTIS CIR, SONORA, CA 95370-9717

Mortgage

Document Number	0000005774,
Date	Jul 7, 2026
Instrument	20265774

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUOLUMNE CA
Property Address	15595 CURTIS CIR, SONORA, CA 95370-9717
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007223
Date	Jun 21, 2018
Instrument	2018007223

Lender

Name	SYNERGY ONE LENDING
Type	Lending Institution
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.24%
Type Change Date	Jul 1, 2019
Change Frequency	Annually
Min Rate At Change	2%
Index	LIBOR
Max Rate	5%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUOLUMNE CA
Property Address	15595 CURTIS CIR, SONORA, CA 95370-9717
Document Number	0000007224
Instrument Date	Jun 15, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15595 CURTIS CIR SONORA CA 953709717, SONORA, CA 95370-9717

Mortgage

Document Number	0000007224
Date	Jun 21, 2018
Instrument	7224

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.24%

Tax Assessment & Valuation

Source: Tuolumne County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Tuolumne County
Secondary School District	Sonora Union High School District (09 - 12)
Elementary School District	Soulsbyville Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$443,653 (+2%) Land $130,008 Building $313,645
2025	$4,567.00 (+4.15%) Homeowner's exemption	$434,955 (+4.04%) Land $127,459 Building $307,496
2023	$4,385.00 (+1.74%) Homeowner's exemption	$418,066 Land $122,510 Building $295,556	$429,390
2022	$4,310.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 21, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 71% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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