1557 Navigator Rd, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 1557 Navigator Rd, Punta Gorda, FL 33983 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1988
Square Footage2,148 sqft Living Area
Lot Size9,600 sqft (0.22 acres)
OccupancyOwner Occupied
Last Sale$267,000 (2018)
Tax Bill$4,845.00 (2025)

Property Details

APN / Parcel Number

Primary APN40-23-09-476-011
Alternative APNs
  • 0095262-335640-9
  • 10004613309

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area2,148 sqft Living Area
Gross Area3,054 sqft Gross Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1988
Architectural StyleOther Style
Exterior MaterialConcrete Block Exterior
Construction TypeConcrete Blocks Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof MaterialCeramic tile Roof
Lot Area9,600 sqft (0.22 acres)
Driveway1 Driveway
Driveway Area1 sqft Driveway
Parking Spaces2 Parking Spaces
Garage Area626 sqft Garage

Exterior Amenities

Pool Area312 sqft Pool
SprinklersInstalled Lawn/Plantings Watering System Sprinklers
PorchFinished/Screened Porch
Porch Area280 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number10004613309
Old Parcel Number00952623356409
Street Address1557 NAVIGATOR RD
CityPUNTA GORDA
StateFL
Zip33983-6221
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPGI 023 0743 0024 PUNTA GORDA ISLES SEC23 BLK743 LT24 723/268 782/488 918/147 962-1636 1053-1762 1145/568 1349
Legal Range23E
Legal Township40S
Legal Section09
Legal SubdivisionPUNTA GORDA ISLES
Legal Block743
Legal Lot Number24
JurisdictionCHARLOTTE FL
Minor Civil DivisionPORT CHARLOTTE
Census Blockgroup1
Census Block1010
Census Tract20101

Owner

Source: Charlotte County records · APN 40-23-09-476-011

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1557 NAVIGATOR RD, PUNTA GORDA, FL 33983-6221
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 08, 2023Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Feb 15, 2022Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Jul 19, 2018Warranty Deed, Transfer · Conventional Mortgage
CENTERSTATE BANK OF FLORIDA NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 19, 2018 · Amount on Record
Deed SaleJul 19, 2018 · Amount on Record
Prior SaleMay 11, 2004 · Amount on Record
Deed Doc Number2630856
Deed Book / Page4339 / 0599
Record RefreshedJun 08, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address1557 NAVIGATOR RD, PUNTA GORDA, FL 33983-6221
Transaction TypeMortgage
Record UpdatedSep 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1557 NAVIGATOR RD, PUNTA GORDA, FL 33983-6221

Mortgage

Document Number0003312742
DateSep 08, 2023
Instrument3312742
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2053

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address1557 NAVIGATOR RD, PUNTA GORDA, FL 33983-6221
Transaction TypeMortgage
Record UpdatedMar 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1557 NAVIGATOR RD, PUNTA GORDA, FL 33983-6221

Mortgage

Document Number0049280195
DateFeb 15, 2022
Book Page4928/195
Instrument3059721
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateJul 19, 2018
Property Address1557 NAVIGATOR RD, PUNTA GORDA, FL 33983-6221
Document Number0043390599
Book / Page4339 / 0599
Map ReferenceMB12 PG2A-2Z41
Instrument DateJul 18, 2018
Instrument2630856
Transaction TypeTransfer
Record UpdatedFeb 07, 2022
Title CompanyHOMETOWN TITLE & CLOSING

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,869.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 661, MARSHALL, MN 56258-0661

Transferred To (Grantee/Buyer)

NameVerified Name
Address3729 E CLARK CT, WICHITA, KS 67218-4945

Mortgage

Document Number0002630857
DateJul 19, 2018
Instrument2630857
Lender
NameCENTERSTATE BANK OF FLORIDA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2048

Tax Assessment & Valuation

Source: Charlotte County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,845.00 (-14.94%) Homeowner's exemption Widower's exemption$366,232 (+5.99%)$330,239 (+4.8%) Land $53,000 Building $277,239
2023$5,696.00 (+5.29%) Homeowner's exemption$345,545 (+3%)$315,100 (-6.08%) Land $53,000 Building $262,100
2022$5,410.00 Homeowner's exemption$335,481 Land $38,250 Building $297,231$335,481 Land $38,250 Building $297,231

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 100 ft

Wildfire

Wildfire RiskLow
above 35% of the US · above 10% of Florida
Wildfire LikelihoodAbout 1 in 1,429 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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