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1542 Navigator Rd, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 1542 Navigator Rd, Punta Gorda, FL 33983 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,110 sqft · built 2018
Lot Size0.239 acres (10,400 sqft)
OwnerIndividual Name on File
Last Sale$237,700 (Nov 2018)
Tax Bill$2,898 (2025)
Deeds & MortgagesNov 2018 Sale & Mortgage
Oct 2017 Sale
Flood ZoneZone X (minimal risk)
APN402309477011

Property Details

APN / Parcel Number

Primary APN402309477011
Alternative APNs
  • 00952623351002
  • 10004613323

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,110 sqft Living Area
Gross Area2,746 sqft
1st Floor Area2,110 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,400 sqft (0.239 acres)
Garage TypeAttached
Garage Area441 sqft
DrivewayDriveway
Driveway Area1 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed/Screened Porch
Porch Area195 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number00952623351002
Street Address1542 NAVIGATOR RD
CityPUNTA GORDA
StateFL
Zip33983-6220
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPUNTA GORDA ISLES SEC23 BLK742 LT10 730/550-51 755/354 787/1379 814/118 899/1738 1278/1658 DC2341/260-GGG 2341/263 2782/1716 2939/1134 3949/982 4247/2055 4382/232 UNREC DC-DEE
Legal Range23E
Legal Township40S
Legal Section09
Legal SubdivisionPUNTA GORDA ISLES
Legal TractPGI
Legal Block742
Legal Lot Number10
JurisdictionCHARLOTTE FL
Township / Civil DivisionPORT CHARLOTTE
Census Block Group3
Census Block3000
Census Tract20101

Owner

Source: Charlotte County records · APN 402309477011

Assessment roll updated November 19, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1542 NAVIGATOR RD, PUNTA GORDA, FL 33983-6220
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 26, 2018Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
FBC MORTGAGE LLC
Oct 23, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 26, 2018 · Amount on Record
Deed SaleNov 26, 2018 · Amount on Record
Prior SaleOct 23, 2017 · Amount on Record
Deed Document Number20182664138
Deed Book / Page4382 / 232
Prior Transfer DateJul 26, 2005
Prior Transfer Doc0027821716
Record UpdatedJun 08, 2026

November 2018: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionCHARLOTTE FL
Recording DateNov 26, 2018
Property Address1542 NAVIGATOR RD, PUNTA GORDA, FL 33983-6220
Document Number0043820232
Book / Page4382 / 0232
Map ReferenceMB12 PG2A-2Z41
Instrument DateNov 19, 2018
Instrument2664138
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 07, 2022
Title CompanyJEWEL STONE TITLE INS AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,663.90
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3000 GULF BREEZE PKWY, 3000, GULF BREEZE, FL 32563-5623

Transferred To (Grantee/Buyer)

NameVerified Name
Address1542 NAVIGATOR RD, PUNTA GORDA, FL 33983-6220

Mortgage

Document Number0002664139
DateNov 26, 2018
Instrument2664139
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2048

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateOct 23, 2017
Property Address1542 NAVIGATOR RD, PUNTA GORDA, FL 33983-6220
Document Number0042472055
Book / Page004247 / 002055
Instrument DateOct 19, 2017
Instrument2560188
Transaction TypeTransfer
Record UpdatedDec 05, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$98.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3000 GULF BREEZE PKWY GULF BREEZE FL 325635623, GULF BREEZE, FL 32563-5623
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Charlotte County records · Assessment roll updated November 19, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,898.00 (-22.26%) Homeowner's exemption Widower's exemption$237,109 (+5.99%)$300,343 (-14%) Land $38,250 Building $262,093
2024$3,728.00 (-1.22%)
2023$3,774.00 (+6.88%) Homeowner's exemption$223,716 (+3%)$349,246 (+7.2%) Land $38,000 Building $311,246
2022$3,531.00 Homeowner's exemption$217,200$325,804 Land $27,200 Building $298,604

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120150201013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 72 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies72 in force
Nearby Flood Claims12 (1995–2022)
Claims Outside the SFHA10 of 12
Most Recent ClaimSep 2022, rainfall accumulation, Hurricane Ian
Claims By Storm
  • Hurricane Ian, Sep 2022 · 3 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 3 claims

Wildfire

Wildfire RiskLow
above 35% of the US · above 10% of Florida
Wildfire LikelihoodAbout 1 in 1,429 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 191 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Ripple FiberFiber2,000 / 2,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
ALTIUS CommunicationsFixed Wireless (licensed-by-rule)100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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