1549 Navigator Rd, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 1549 Navigator Rd, Punta Gorda, FL 33983 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,168 sqft · built 2001
Lot Size	0.22 acres (9,600 sqft)
Owner	Individual Name on File
Last Sale	$257,500 (May 2026)
Tax Bill	$1,881 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`402309476010`

Property Details

APN / Parcel Number

Primary APN	`402309476010`
Alternative APNs	`00952623356301` `10004613308`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,168 sqft Living Area
Gross Area	3,320 sqft
1st Floor Area	2,168 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	9,600 sqft (0.22 acres)
Garage Type	Attached
Garage Area	580 sqft
Driveway	Concrete Driveway
Driveway Area	1,520 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed/Screened Porch
Porch Area	568 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	00952623356301
Street Address	1549 NAVIGATOR RD
City	PUNTA GORDA
State	FL
Zip	33983-6221
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PUNTA GORDA ISLES SEC23 BLK743 LT23 692/177 1148/670 2939/1134
Legal Range	23E
Legal Township	40S
Legal Section	09
Legal Subdivision	PUNTA GORDA ISLES
Legal Tract	PGI
Legal Block	743
Legal Lot Number	23
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	1
Census Block	1010
Census Tract	20101

Owner

Source: Charlotte County records · APN 402309476010

Assessment roll updated March 4, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1549 NAVIGATOR RD, PUNTA GORDA, FL 33983-6221
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 04, 2026 · Amount on Record
Deed Sale	May 04, 2026 · Amount on Record
Deed Document Number	20263640346
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	May 04, 2026
Property Address	1549 NAVIGATOR RD, PUNTA GORDA, FL 33983-6221
Document Number	0003640346
Instrument Date	May 01, 2026
Instrument	2026.3640346
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	HOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TITLE & CLOSING SERVI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$182,052.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1549 NAVIGATOR RD, PUNTA GORDA, FL 33983-6221

Mortgage

Document Number	0003640347,
Date	May 04, 2026
Instrument	2026.3640347

Lender

Name	NEXBANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Charlotte County records · Assessment roll updated March 4, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,881.00 (+3.01%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$174,711 (+5.99%)	$278,529 (-29.1%) Land $45,050 Building $233,479
2024	$1,826.00 (+0.44%)
2023		$164,842 (+3%)	$392,824 (+16.65%) Land $53,000 Building $339,824
2022	$1,818.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$160,041	$336,764 Land $38,250 Building $298,514

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Low above 35% of the US · above 10% of Florida
Wildfire Likelihood	About 1 in 1,429 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.