1534 Navigator Rd, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 1534 Navigator Rd, Punta Gorda, FL 33983 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1988
Square Footage	2,033 sqft Living Area
Lot Size	10,400 sqft (0.238 acres)
Occupancy	Owner Occupied
Last Sale	$435,000 (2022)
Tax Bill	$3,729.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`40-23-09-477-010`
Alternative APNs	`0095262-335110-0` `10004613322`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	2,033 sqft Living Area
Gross Area	2,918 sqft Gross Area
Stories	1 Stories

Exterior

Year Built	Built 1988
Architectural Style	Other Style
Exterior Material	Concrete Block Exterior
Construction Type	Concrete Blocks Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Roof Material	Shingle Roof
Lot Area	10,400 sqft (0.238 acres)
Driveway	1 Driveway
Driveway Area	1 sqft Driveway
Parking Spaces	2 Parking Spaces
Garage Area	483 sqft Garage

Exterior Amenities

Pool Area	28 sqft Pool
Sprinklers	Installed Lawn/Plantings Watering System Sprinklers
Porch	Enclosed/Chattahoochee Porch
Porch Area	402 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	10004613322
Old Parcel Number	00952623351100
Street Address	1534 NAVIGATOR RD
City	PUNTA GORDA
State	FL
Zip	33983-6220
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PGI 023 0742 0011 PUNTA GORDA ISLES SEC23 BLK742 LT11 778/1563 935/1500 946/841 957/904 1610/1470 1726/1435 2939/
Legal Range	23E
Legal Township	40S
Legal Section	09
Legal Subdivision	PUNTA GORDA ISLES
Legal Block	742
Legal Lot Number	11
Jurisdiction	CHARLOTTE FL
Minor Civil Division	PORT CHARLOTTE
Census Blockgroup	3
Census Block	3000
Census Tract	20101

Owner

Source: Charlotte County records · APN 40-23-09-477-010

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Co-owner	2 Verified Secondary Owners
Mailing Address	1534 NAVIGATOR RD, PUNTA GORDA, FL 33983-6220
Occupancy	Owner Occupied
Owner Type	Owner is a Company, Secondary Owner is an Individual, Couple or Unincorporated Entity
Vesting	Owner is a Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Jul 28, 2022 · Amount on Record
Deed Sale	Jul 28, 2022 · Amount on Record
Prior Sale	Aug 18, 1999 · Amount on Record
Deed Doc Number	3133733
Deed Book / Page	5026 / 737
Record Refreshed	Jun 08, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jul 28, 2022
Property Address	1534 NAVIGATOR RD, PUNTA GORDA, FL 33983-6220
Document Number	0050260737
Book / Page	5026 / 737
Map Reference	MB 12 PG 2
Instrument Date	Jul 28, 2022
Instrument	3133733
Transaction Type	Transfer
Record Updated	Jun 07, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,045.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1843 VILLAGE CT, 1843, MORRIS, IL 60450-3341

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1534 NAVIGATOR RD, PORT CHARLOTTE, FL 33983-6220

Mortgage

Document Number	0005026740
Date	Jul 28, 2022
Instrument	5026/740

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Aug 01, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.3%
Index	Other
Max Rate	10.3%

Tax Assessment & Valuation

Source: Charlotte County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,729.00 (-17.43%) Homeowner's exemption Disabled Person's exemption	$292,238 (+5.99%)	$308,474 (+3.78%) Land $45,000 Building $263,474
2023	$4,516.00 (+130.76%) Homeowner's exemption Disabled Person's exemption	$275,730 (+133.26%)	$297,232 (-6.18%) Land $38,000 Building $259,232
2022	$1,957.00 Homeowner's exemption	$118,208	$316,806 Land $27,200 Building $289,606

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Low above 35% of the US · above 10% of Florida
Wildfire Likelihood	About 1 in 1,429 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.