Charlotte County property record for 1550 Navigator Rd, Punta Gorda, FL 33983
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,254 sqft · built 1988 |
| Lot Size | 0.239 acres (10,400 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $265,000 (Jan 2020) |
| Tax Bill | $3,134 (2025) |
| Deeds & Mortgages | Jan 2020 Sale Dec 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 402309477012 |
| Primary APN | 402309477012 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,254 sqft Living Area |
| Gross Area | 3,147 sqft |
| 1st Floor Area | 2,254 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,400 sqft (0.239 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Pool Area | 88 sqft |
| Porch | Enclosed/Screened Porch |
| Porch Area | 452 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 00952623350904 |
|---|---|
| Street Address | 1550 NAVIGATOR RD |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33983-6220 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3.5 |
| Legal Description | PUNTA GORDA ISLES SEC23 BLK742 LT 9 734/1092 DC902/1061 907/35 1312/1472 DC2341/260-GGG 2341/262 2939/1134 3259/272 3949/942 4264/1063 4529/1703 |
| Legal Range | 23E |
| Legal Township | 40S |
| Legal Section | 09 |
| Legal Subdivision | PUNTA GORDA ISLES |
| Legal Tract | PGI |
| Legal Block | 742 |
| Legal Lot Number | 9 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PORT CHARLOTTE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 20101 |
Source: Charlotte County records, as of January 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1550 NAVIGATOR RD, PUNTA GORDA, FL 33983-6220 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 21, 2020 | Warranty Deed, Transfer HOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TITLE & CLOSING SVCS |
| Dec 18, 2017 | Warranty Deed, Transfer SUNCOAST ONE TITLE AND CLOSINGS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 21, 2020 · Amount on Record |
| Deed Sale | Jan 21, 2020 · Amount on Record |
| Prior Sale | Dec 18, 2017 · Amount on Record |
| Deed Document Number | 20202778995 |
| Deed Book / Page | 4529 / 1703 |
| Prior Transfer Date | Dec 2, 1993 |
| Prior Transfer Doc | 1312001472 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jan 21, 2020 |
| Property Address | 1550 NAVIGATOR RD, PUNTA GORDA, FL 33983-6220 |
| Document Number | 0045291703 |
| Book / Page | 004529 / 001703 |
| Instrument Date | Jan 21, 2020 |
| Instrument | 2778995 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2020 |
| Title Company | HOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TITLE & CLOSING SVCS |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,855.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1550 NAVIGATOR RD PUNTA GORDA FL 339836220, PUNTA GORDA, FL 33983-6220 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Dec 18, 2017 |
| Property Address | 1550 NAVIGATOR RD, PUNTA GORDA, FL 33983-6220 |
| Document Number | 0042641063 |
| Book / Page | 004264 / 001063 |
| Instrument Date | Dec 15, 2017 |
| Instrument | 2573023 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2018 |
| Title Company | SUNCOAST ONE TITLE AND CLOSINGS |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,599.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1550 NAVIGATOR RD PUNTA GORDA FL 339836220, PUNTA GORDA, FL 33983-6220 |
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,134.00 (-20.9%) Homeowner's exemption | $247,788 (+5.99%) | $336,771 (+16.85%) Land $38,250 Building $298,521 |
| 2024 | $3,962.00 (+0.74%) | ||
| 2023 | $3,933.00 (+6.67%) Homeowner's exemption | $233,791 (+3%) | $288,204 (-3.32%) Land $38,000 Building $250,204 |
| 2022 | $3,687.00 Homeowner's exemption | $226,982 | $298,115 Land $27,200 Building $270,915 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 72 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 72 in force |
| Nearby Flood Claims | 12 (1995–2022) |
| Claims Outside the SFHA | 10 of 12 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 10 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| BridgeMAXX Suncoast Broadband Fixed Wireless | 100 / 20 |
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