155 Prospect St, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 155 Prospect St, Lodi, NJ 07644 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1930
Square Footage	1,164 sqft Living Area
Lot Size	5,602 sqft (0.129 acres)
Occupancy	Owner Occupied
Last Sale	$440,000 (2023)
Tax Bill	$9,363.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`31-00040-0000-00002`
Alternative APNs	`310004000002` `079300`

Interior

Building Area	1,164 sqft Living Area
1st Floor	1,164 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Construction Type	Frame Construction
Lot Area	5,602 sqft (0.129 acres)
Depth X Width	112 ft x 50 ft Depth x Width

Location & Zoning

Account Number	079300
Street Address	155 PROSPECT ST
City	LODI
State	NJ
Zip	07644-2931
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	50X112
Legal Subdivision	BOROUGH/LODI
Legal Block	40
Legal Lot Number	2
Jurisdiction	BERGEN NJ
Minor Civil Division	LODI
Census Blockgroup	4
Census Block	4008
Census Tract	30300

Owner

Source: Bergen County and Lodi Borough records · APN 31-00040-0000-00002

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	155 PROSPECT ST, LODI, NJ 07644-2931
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 08, 2023 · Amount on Record
Deed Sale	Nov 08, 2023 · Amount on Record
Prior Sale	Jan 10, 2011 · Amount on Record
Deed Doc Number	202373124
Deed Book / Page	5122 / 61
Record Refreshed	Sep 20, 2026

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Nov 08, 2023
Property Address	155 PROSPECT ST, LODI, NJ 07644-2931
Document Number	0051220061
Book / Page	5122 / 61
Instrument Date	Oct 05, 2023
Instrument	2023073124
Transaction Type	Transfer
Record Updated	Dec 26, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,599.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3-22 KENNETH AVE, FAIR LAWN, NJ 07410-2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 PROSPECT ST, LODI, NJ 07644-2931

Mortgage

Document Number	2023073125
Date	Nov 08, 2023
Instrument	2023073125

Lender

Name	1ST 2ND MORTGAGE CO OF NEW JERSEY I
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2053

Tax Assessment & Valuation

Source: Bergen County and Lodi Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Lodi Borough
Unified School District	Lodi Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$264,500 (-) Land $164,400 Building $100,100	$264,500 (-) Land $164,400 Building $100,100
2025	$9,363.00 (+5.61%)	$264,500 (-) Land $164,400 Building $100,100	$264,500 (-) Land $164,400 Building $100,100
2024	$8,866.00 (+2.7%)
2023		$264,500 (-) Land $164,400 Building $100,100	$264,500 (-) Land $164,400 Building $100,100
2022	$8,633.00 (-1.24%)	$264,500 Land $164,400 Building $100,100	$264,500 Land $164,400 Building $100,100
2021	$8,741.00

Flood & Wildfire

155 Prospect St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Bergen County (34003C), updated December 8, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.