157 Prospect St, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 157 Prospect St, Lodi, NJ 07644 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 1920
Square Footage836 sqft Living Area
Lot Size2,801 sqft (0.064 acres)
OccupancyOwner Occupied
Last Sale$400,000 (2021)
Tax Bill$9,254.00 (2025)

Property Details

APN / Parcel Number

Primary APN31-00040-0000-00004
Alternative APNs
  • 310004000004
  • 079400

Interior

Building Area836 sqft Living Area
Stories2 Stories

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Construction TypeFrame Construction
Lot Area2,801 sqft (0.064 acres)
Depth X Width112 ft x 25 ft Depth x Width

Location & Zoning

Account Number079400
Street Address157 PROSPECT ST
CityLODI
StateNJ
Zip07644-2931
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description25X112
Legal SubdivisionHASBROUCK TERRACE
Legal Block40
Legal Lot Number4
JurisdictionBERGEN NJ
Minor Civil DivisionLODI
Census Blockgroup4
Census Block4008
Census Tract30300

Owner

Source: Bergen County and Lodi Borough records · APN 31-00040-0000-00004

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address157 PROSPECT ST, LODI, NJ 07644-2931
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 01, 2021Deed, Transfer · Conventional Mortgage
SUCCESS MORTGAGE PARTNERS INC
Feb 21, 2020Deed, Transfer · Stand Alone First Mortgage
FAMILY FIRST FUNDING LLC
Jun 09, 2017Grant Deed, Transfer · Veterans Administration Mortgage
FM HM LOANS
Feb 08, 2017Grant Deed, Transfer · Conventional Mortgage
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Jan 12, 2017Deed of Trust, Mortgage · Conventional Mortgage
FOUNDATION TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 01, 2021 · Amount on Record
Deed SaleApr 01, 2021 · Amount on Record
Prior SaleFeb 21, 2020 · Amount on Record
Deed Doc Number202148314
Deed Book / Page4051 / 1047
Record RefreshedSep 20, 2026

April 2021: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateApr 01, 2021
Property Address157 PROSPECT ST, LODI, NJ 07644-2931
Document Number0040511047
Book / Page4051 / 1047
Instrument DateFeb 19, 2021
Instrument2021048314
Transaction TypeTransfer
Record UpdatedMay 10, 2021
Title CompanyACRES LAND TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,215.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address420 52ND ST, 420, WEST NEW YORK, NJ 07093-1908

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address157 PROSPECT ST, LODI, NJ 07644-2931
InvestorPossibly a Property Investor

Mortgage

Document Number2021048315
DateApr 01, 2021
Instrument2021048315
Lender
NameSUCCESS MORTGAGE PARTNERS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueMar 01, 2051

February 2020: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateFeb 21, 2020
Property Address157 PROSPECT ST, LODI, NJ 07644-2931
Document Number0035141190
Book / Page3514 / 1190
Instrument DateDec 18, 2019
Instrument2020020917
Transaction TypeTransfer
Record UpdatedNov 02, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address157 PROSPECT ST, LODI, NJ 07644-2931

Mortgage

Document Number2020020918
DateFeb 21, 2020
Instrument2020020918
Lender
NameFAMILY FIRST FUNDING LLC
TypeMortgage Company
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

June 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBERGEN NJ
Recording DateJun 09, 2017
Property Address157 PROSPECT ST, LODI, NJ 07644-2931
Document Number0026332373
Book / Page002633 / 002373
Instrument DateMay 22, 2017
Transaction TypeTransfer
Record UpdatedJun 23, 2017
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$280.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address157 PROSPECT ST LODI NJ 076442931, LODI, NJ 07644-2931

Mortgage

Document Number26332385
DateJun 09, 2017
Book Page002633/002385
Lender
NameFM HM LOANS
AddressBROOKLYN, NY 11210
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJun 08, 2047

February 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBERGEN NJ
Recording DateFeb 08, 2017
Property Address157 PROSPECT ST, LODI, NJ 07644-2931
Document Number0025301727
Book / Page002530 / 001727
Instrument DateJan 12, 2017
Transaction TypeTransfer
Record UpdatedFeb 20, 2018
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$157.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust
Address8 S MAIN ST #277 MARLBORO NJ 077468011, 277, MARLBORO, NJ 07746-8011

Mortgage

Document Number25652377
DateFeb 08, 2017
Book Page002565/002377
Lender
Address1 HORIZON RD # 1211, FORT LEE, NJ 07024-6509
Agreement
TypeConventional Mortgage
AmountAmount Recorded

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address157 PROSPECT ST, LODI, NJ 07644-2931
Document Number0025301732
Instrument DateJan 12, 2017
Transaction TypeMortgage
Record UpdatedJan 09, 2019
Title CompanyFOUNDATION TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust
Address8 S MAIN ST #277 MARLBORO NJ 077468011, 277, MARLBORO, NJ 07746-8011

Mortgage

Document Number0025301732
DateFeb 08, 2017
Book Page002530/001732
Lender
Address11 MARJORIE TER, ENGLEWOOD CLIFFS, NJ 07632-3028
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Bergen County and Lodi Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityLodi Borough
Unified School DistrictLodi Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$267,500 (+2.33%) Land $130,200 Building $137,300$267,500 (+2.33%) Land $130,200 Building $137,300
2025$9,254.00 (+5.62%)$261,400 (-) Land $130,200 Building $131,200$261,400 (-) Land $130,200 Building $131,200
2024$8,762.00 (+2.7%)
2023$261,400 Land $130,200 Building $131,200$261,400 Land $130,200 Building $131,200
2022$8,532.00

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