163 Prospect St, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 163 Prospect St, Lodi, NJ 07644 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1954
Square Footage	2,660 sqft Living Area
Lot Size	5,602 sqft (0.129 acres)
Occupancy	Owner Occupied
Last Sale	$415,000 (2016)
Tax Bill	$13,732.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`31-00040-0000-00005`
Alternative APNs	`310004000005` `079500`

Interior

Building Area	2,660 sqft Living Area
Stories	1 Stories

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Brick Exterior
Construction Type	Brick Construction
Lot Area	5,602 sqft (0.129 acres)
Depth X Width	112 ft x 50 ft Depth x Width

Location & Zoning

Account Number	079500
Street Address	163 PROSPECT ST
City	LODI
State	NJ
Zip	07644-2931
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	50X112
Legal Subdivision	HASBROUCK TERRACE
Legal Block	40
Legal Lot Number	5
Jurisdiction	BERGEN NJ
Minor Civil Division	LODI
Census Blockgroup	4
Census Block	4008
Census Tract	30300

Owner

Source: Bergen County and Lodi Borough records · APN 31-00040-0000-00005

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	163 PROSPECT ST, LODI, NJ 07644-2931
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 22, 2016 · Amount on Record
Deed Sale	Feb 22, 2016 · Amount on Record
Prior Sale	Aug 17, 1989
Deed Doc Number	20161470002
Deed Book / Page	2192 / 1378
Record Refreshed	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	163 PROSPECT ST, LODI, NJ 07644-2931
Transaction Type	Mortgage
Record Updated	Feb 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	163 PROSPECT ST, LODI, NJ 07644-2931

Mortgage

Document Number	0035100085
Date	Feb 19, 2020
Book Page	3510/85
Instrument	2020019422

Lender

Name	VISIONS FCU
Type	Credit Union
Address	ENDICOTT, NY 13760

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2050

Tax Assessment & Valuation

Source: Bergen County and Lodi Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Lodi Borough
Unified School District	Lodi Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$387,900 (-) Land $164,400 Building $223,500	$387,900 (-) Land $164,400 Building $223,500
2025	$13,732.00 (+5.61%)	$387,900 (-) Land $164,400 Building $223,500	$387,900 (-) Land $164,400 Building $223,500
2024	$13,002.00 (+2.69%)
2023		$387,900 Land $164,400 Building $223,500	$387,900 Land $164,400 Building $223,500
2022	$12,661.00

Flood & Wildfire

163 Prospect St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Bergen County (34003C), updated December 8, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.