154 Clipper St, Inlet Beach, FL 32461 Property Records

Walton County property record for 154 Clipper St, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,185 sqft · built 2017
Lot Size	0.114 acres (4,966 sqft)
Owner	Individual Name on Record
Last Sale	$1,360,000 (Mar 2021)
Tax Bill	$12,363 (2024)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Oct 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`20-3S-18-16202-000-0840`

Property Details

APN / Parcel Number

Primary APN	`20-3S-18-16202-000-0840`
Alternative APN	`1084275`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,185 sqft Living Area
Gross Area	3,071 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2017
Exterior Material	Fiber Cement Siding
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	4,966 sqft (0.114 acres)
Lot Dimensions	10 ft deep x 5 ft wide
Garage Type	Finished
Garage Area	264 sqft
Porch	Porch
Porch Area	622 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1084275
Street Address	154 CLIPPER ST
City	INLET BEACH
State	FL
Zip	32461-0838
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 84 PROMINENCE PHASE 2 SOUTH PB 19-60 OR 3054-757 OR 3185-2220
Legal Range	18W
Legal Township	03S
Legal Section	20
Legal Subdivision	PROMINENCE PH 2
Legal Phase	2
Legal Lot Number	84
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1037
Census Tract	950611

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1150 QUAILS NEST RD, ELLISVILLE, MO 63021-6008
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2021	Warranty Deed, Transfer · Conventional Mortgage MIDWEST BANK CENTRE
Oct 4, 2017	Grant Deed, Subdivision Related Transfer DHI TITLE/FL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2021 · Amount on Record
Deed Sale	Mar 1, 2021 · Amount on Record
Deed Document Number	20210009684
Deed Book / Page	3185 / 2220
Record Updated	Jun 8, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 1, 2021
Property Address	154 CLIPPER ST, INLET BEACH, FL 32461-0838
Document Number	0031852220
Book / Page	3185 / 2220
Map Reference	MB 19 PG 60&61
Instrument Date	Feb 26, 2021
Instrument	20210009684
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	BLUE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5870 S BEMIS ST, 5870, LITTLETON, CO 80120-2010

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1150 QUAILS NEST RD, ELLISVILLE, MO 63021-6008

Mortgage

Document Number	0031852222
Date	Mar 1, 2021
Instrument	3185/2222

Lender

Name	MIDWEST BANK CENTRE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Mar 1, 2031
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.37%
Index	1-Year LIBOR
Max Rate	8.37%

October 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	WALTON FL
Recording Date	Oct 4, 2017
Property Address	154 CLIPPER ST, INLET BEACH, FL 32461-0838
Document Number	0030540757
Book / Page	003054 / 000757
Instrument Date	Sep 27, 2017
Instrument	32851
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 19, 2018
Title Company	DHI TITLE/FL INC

Transaction

Amount	Amount Recorded
Tax	$4,553.42
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5654 S PRESCOTT ST LITTLETON CO 801201213, LITTLETON, CO 80120-1213

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,258,185 (-7.05%) Land $425,000 Building $833,185	$1,258,185 (-7.05%) Land $425,000 Building $833,185
2024	$12,363.00 (+3%)
2023	$12,003.00 (+10.24%)	$1,353,561 (+15.21%) Land $425,000 Building $928,561	$1,353,561 (+15.21%) Land $425,000 Building $928,561
2022	$10,888.00	$1,174,886 Land $360,750 Building $814,136	$1,174,886 Land $360,750 Building $814,136

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 846 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,737 units insured incl. 891 condo units
Nearby Flood Claims	9 (2004–2020)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
CenturyLink Fiber	2,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wildstar Networks.

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