114 Clipper St, Inlet Beach, FL 32461 Property Records

Walton County property record for 114 Clipper St, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 4,243 sqft · built 2017
Lot Size	0.119 acres (5,184 sqft)
Owner	Company Name on Record
Tax Bill	$20,236 (2024)
Deeds & Mortgages	Aug 2021 Sale Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-3S-18-16202-000-0790`

Property Details

APN / Parcel Number

Primary APN	`20-3S-18-16202-000-0790`
Alternative APN	`1084270`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Stories	3 Stories
Building Area	4,243 sqft Living Area
Gross Area	5,612 sqft
Interior Walls	Custom/Decorative
Elevator	Elevator

Exterior

Year Built	Built 2017
Exterior Material	Fiber Cement Siding
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	5,184 sqft (0.119 acres)
Lot Dimensions	10 ft deep x 5.2 ft wide
Garage Type	Finished
Garage Area	650 sqft
Porch	Porch
Porch Area	719 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1084270
Street Address	114 CLIPPER ST
City	INLET BEACH
State	FL
Zip	32461-0838
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 79 PROMINENCE PHASE 2 SOUTH PB 19-60 OR 3054-753 OR 3159-960 OR 3212-3986
Legal Range	18W
Legal Township	03S
Legal Section	20
Legal Subdivision	PROMINENCE PH 2 SOUTH
Legal Phase	2
Legal Lot Number	79
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1037
Census Tract	950611

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5002 SUMMER MANOR LN, SUGAR LAND, TX 77479-4605
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Nov 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Sep 10, 2020	Grant Deed, Transfer AQUA TITLE SERVICES, AQUA TITLE SVCS
Oct 4, 2017	Grant Deed, Transfer DHI TITLE/FL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2021
Deed Sale	Aug 23, 2021
Prior Sale	Sep 10, 2020 · Amount on Record
Deed Document Number	20210042095
Deed Book / Page	3212 / 3986
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Aug 23, 2021
Property Address	114 CLIPPER ST, INLET BEACH, FL 32461-0838
Document Number	0032123986
Book / Page	3212 / 3986
Map Reference	MB 19 PG 60&61
Instrument Date	Aug 4, 2021
Instrument	20210042095
Transaction Type	Transfer
Record Updated	Sep 3, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5002 SUMMER MANOR LN, 5002, SUGAR LAND, TX 77479-4605

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5002 SUMMER MANOR LN, SUGAR LAND, TX 77479-4605

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	114 CLIPPER ST, INLET BEACH, FL 32461-0838
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5002 SUMMER MANOR LN, SUGAR LAND, TX 77479-4605

Mortgage

Document Number	0031682157
Date	Nov 10, 2020
Book Page	3168/2157
Instrument	20200045781

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.6%
Type Change Date	Dec 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.6%
Index	Other
Margin	3
Max Rate	7.6%

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WALTON FL
Recording Date	Sep 10, 2020
Property Address	114 CLIPPER ST, INLET BEACH, FL 32461-0838
Document Number	0031590960
Book / Page	003159 / 000960
Instrument Date	Sep 10, 2020
Instrument	35312
Transaction Type	Transfer
Record Updated	Oct 21, 2020
Title Company	AQUA TITLE SERVICES, AQUA TITLE SVCS

Transaction

Amount	Amount Recorded
Tax	$10,025.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5002 SUMMER MANOR LN SUGAR LAND TX 774794605, SUGAR LAND, TX 77479-4605

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WALTON FL
Recording Date	Oct 4, 2017
Property Address	114 CLIPPER ST, INLET BEACH, FL 32461-0838
Document Number	0030540753
Book / Page	003054 / 000753
Instrument Date	Sep 29, 2017
Instrument	32847
Transaction Type	Transfer
Record Updated	Dec 18, 2018
Title Company	DHI TITLE/FL INC

Transaction

Amount	Amount Recorded
Tax	$7,279.48
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2700 PACES FERRY RD SE #104 ATLANTA GA 303397900, 104, ATLANTA, GA 30339-7900

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,034,804 (-8.15%) Land $446,250 Building $1,588,554	$2,034,804 (-8.15%) Land $446,250 Building $1,588,554
2024	$20,236.00 (+2.78%)
2023	$19,688.00 (+10.02%)	$2,215,423 (+14.73%) Land $446,250 Building $1,769,173	$2,215,423 (+14.73%) Land $446,250 Building $1,769,173
2022	$17,895.00	$1,930,962 Land $378,788 Building $1,552,174	$1,930,962 Land $378,788 Building $1,552,174

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 846 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,737 units insured incl. 891 condo units
Nearby Flood Claims	9 (2004–2020)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
CenturyLink Fiber	2,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wildstar Networks.

Nearby Properties on Clipper St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures