158 Clipper St, Inlet Beach, FL 32461 Property Records

Walton County property record for 158 Clipper St, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,899 sqft · built 2017
Lot Size	0.114 acres (4,966 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,275,000 (Oct 2020)
Tax Bill	$14,469 (2024)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Nov 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-3S-18-16202-000-0850`

Property Details

APN / Parcel Number

Primary APN	`20-3S-18-16202-000-0850`
Alternative APN	`1084276`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,899 sqft Living Area
Gross Area	3,817 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2017
Exterior Material	Fiber Cement Siding
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	4,966 sqft (0.114 acres)
Lot Dimensions	10 ft deep x 5 ft wide
Garage Type	Finished
Garage Area	262 sqft
Porch	Porch
Porch Area	656 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1084276
Street Address	158 CLIPPER ST
City	INLET BEACH
State	FL
Zip	32461-0838
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 85 PROMINENCE PHASE 2 SOUTH PB 19-60 OR 3052-3281 OR 3056-2121 OR 3163-1016
Legal Range	18W
Legal Township	03S
Legal Section	20
Legal Subdivision	PROMINENCE-PH 2 SOUTH
Legal Phase	2
Legal Lot Number	85
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1037
Census Tract	950611

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	158 CLIPPER ST, INLET BEACH, FL 32461-0838
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2020	Warranty Deed, Transfer · Conventional Mortgage LOWER
Nov 1, 2017	Quit Claim Deed, Transfer GODEEDS INC
Sep 20, 2017	Grant Deed, Subdivision Related Transfer DHI TITLE/FL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2020 · Amount on Record
Deed Sale	Oct 7, 2020 · Amount on Record
Prior Sale	Nov 1, 2017
Deed Document Number	20200039687
Deed Book / Page	3163 / 1016
Record Updated	Jun 8, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Oct 7, 2020
Property Address	158 CLIPPER ST, INLET BEACH, FL 32461-0838
Document Number	0031631016
Book / Page	003163 / 001016
Instrument Date	Sep 25, 2020
Instrument	39687
Transaction Type	Transfer
Record Updated	Nov 4, 2020
Title Company	COASTAL TITLE, COASTAL TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,925.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	158 CLIPPER ST INLET BEACH FL 324610838, INLET BEACH, FL 32461-0838

Mortgage

Document Number	31631018
Date	Oct 7, 2020
Book Page	003163/001018
Instrument	39688

Lender

Name	LOWER
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 6, 2050

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	Nov 1, 2017
Property Address	158 CLIPPER ST, INLET BEACH, FL 32461-0838
Document Number	0030562121
Book / Page	003056 / 002121
Instrument Date	Oct 22, 2017
Instrument	36180
Transaction Type	Transfer
Record Updated	Nov 28, 2017
Title Company	GODEEDS INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6139 STILLWATER PL FLOWERY BRANCH GA 305425375, FLOWERY BRANCH, GA 30542-5375

September 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	WALTON FL
Recording Date	Sep 20, 2017
Property Address	158 CLIPPER ST, INLET BEACH, FL 32461-0838
Document Number	0030523281
Book / Page	003052 / 003281
Instrument Date	Sep 18, 2017
Instrument	30973
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 26, 2017
Title Company	DHI TITLE/FL INC

Transaction

Amount	Amount Recorded
Tax	$5,844.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6139 STILLWATER PL FLOWERY BRANCH GA 305425375, FLOWERY BRANCH, GA 30542-5375

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,706,074 (-7.92%) Land $425,000 Building $1,281,074	$1,706,074 (-7.92%) Land $425,000 Building $1,281,074
2024	$14,469.00 (+4.88%)
2023	$13,796.00 (+10.32%)	$1,852,812 (+14.87%) Land $425,000 Building $1,427,812	$1,852,812 (+14.87%) Land $425,000 Building $1,427,812
2022	$12,505.00	$1,612,904 Land $360,750 Building $1,252,154	$1,612,904 Land $360,750 Building $1,252,154

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 846 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,737 units insured incl. 891 condo units
Nearby Flood Claims	9 (2004–2020)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
CenturyLink Fiber	2,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wildstar Networks.

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