164 Clipper St, Inlet Beach, FL 32461 Property Records

Walton County property record for 164 Clipper St, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 4,243 sqft · built 2017
Lot Size	0.114 acres (4,966 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,000,000 (Jan 2018)
Tax Bill	$9,411 (2025)
Deeds & Mortgages	Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-3S-18-16202-000-0880`

Property Details

APN / Parcel Number

Primary APN	`20-3S-18-16202-000-0880`
Alternative APNs	`20-318-16202-000-0880` `1084279`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Stories	3 Stories
Building Area	4,243 sqft Living Area
Gross Area	5,612 sqft
1st Floor Area	821 sqft
Flooring	Tile
Interior Walls	Custom/Decorative
Elevator	Elevator

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Concrete
Roof Type	Cathedral/Clerestory
Roof Material	Other
Lot Area	4,966 sqft (0.114 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	650 sqft
Driveway	Brick Driveway
Porch	Finished/Open Porch
Porch Area	719 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	164 CLIPPER ST
City	INLET BEACH
State	FL
Zip	32461-0838
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 88 PROMINENCE PHASE 2 SOUTH PB 19-60 OR 3062-836
Legal Range	018
Legal Township	03S
Legal Section	20
Legal Subdivision	SOUTH
Legal Phase	2
Legal Block	8
Legal Lot Number	88
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1037
Census Tract	950611

Owner

Source: Walton County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	164 CLIPPER ST, INLET BEACH, FL 32461-0838
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2018 · Amount on Record
Deed Sale	Jan 3, 2018 · Amount on Record
Deed Document Number	2018197
Deed Book / Page	3062 / 836
Record Updated	Sep 20, 2026

January 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	WALTON FL
Recording Date	Jan 3, 2018
Property Address	164 CLIPPER ST, INLET BEACH, FL 32461-0838
Document Number	0030620836
Book / Page	003062 / 000836
Instrument Date	Dec 29, 2017
Instrument	197
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 30, 2018
Title Company	DHI TITLE/FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,000.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	164 CLIPPER ST INLET BEACH FL 32461, INLET BEACH, FL 32461

Mortgage

Document Number	30620837
Date	Jan 3, 2018
Book Page	003062/000837
Instrument	198

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 2, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,411.00 (+1.87%) Homeowner's exemption	$1,080,158 (-49.74%)	$1,973,114 (-8.19%) Land $425,000 Building $1,548,114
2024	$9,238.00 (+3.66%)
2023	$8,912.00 (+1.1%) Homeowner's exemption	$2,149,080 (+14.72%) Land $425,000 Building $1,724,080	$2,149,080 (+14.72%) Land $425,000 Building $1,724,080
2022	$8,815.00 Homeowner's exemption	$1,873,407 Land $360,750 Building $1,512,657	$1,873,407 Land $360,750 Building $1,512,657

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 846 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,737 units insured incl. 891 condo units
Nearby Flood Claims	9 (2004–2020)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
CenturyLink Fiber	2,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wildstar Networks.

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