Walton County property record for 138 Clipper St, Inlet Beach, FL 32461
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,185 sqft · built 2017 |
| Lot Size | 0.114 acres (4,966 sqft) |
| Owner | Company Name on File |
| Last Sale | $748,500 (Apr 2022) |
| Tax Bill | $11,198 (2025) |
| Deeds & Mortgages | Apr 2022 Transfer Nov 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-3S-18-16202-000-0820 |
| Primary APN | 20-3S-18-16202-000-0820 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,185 sqft Living Area |
| Gross Area | 2,927 sqft |
| 1st Floor Area | 1,242 sqft |
| Flooring | Tile |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Concrete |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Other |
| Lot Area | 4,966 sqft (0.114 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Driveway | Brick Driveway |
| Porch | Finished/Open Porch |
| Porch Area | 454 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 138 CLIPPER ST |
|---|---|
| City | INLET BEACH |
| State | FL |
| Zip | 32461-0838 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TND |
| Legal Description | LOT 82 PROMINENCE PHASE 2 SOUTH PB 19-60 OR 3054-593 OR 3166-2525 OR 3249-3441 |
| Legal Range | 018 |
| Legal Township | 03S |
| Legal Section | 20 |
| Legal Subdivision | SOUTH |
| Legal Phase | 2 |
| Legal Block | 8 |
| Legal Lot Number | 82 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 950611 |
Source: Walton County assessment roll, APN 20-3S-18-16202-000-0820, as of December 3, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 811 TOWN AND COUNTRY BLVD, 424, HOUSTON, TX 77024-4066 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Apr 26, 2022 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Nov 02, 2017 | Deed of Trust, Mortgage · Conventional Mortgage STOCK YARDS BANK & TRUST CO |
| Oct 28, 2020 | Warranty Deed, Transfer · Conventional Mortgage THE BANK OF SAN ANTONIO |
| Oct 04, 2017 | Grant Deed, Subdivision Related Transfer STOCKYARD BK&TR |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 26, 2022 · Amount on Record |
| Deed Sale | Apr 26, 2022 · Amount on Record |
| Prior Sale | Oct 28, 2020 · Amount on Record |
| Deed Document Number | 202219731 |
| Deed Book / Page | 3249 / 3441 |
| Prior Transfer Date | Mar 14, 2022 |
| Prior Transfer Doc | 0032493441 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Apr 26, 2022 |
| Property Address | 138 CLIPPER ST, INLET BEACH, FL 32461-0838 |
| Document Number | 0032493441 |
| Book / Page | 3249 / 3441 |
| Map Reference | MB 19 PG 60&61 |
| Instrument Date | Mar 14, 2022 |
| Instrument | 20220019731 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 811 TOWN AND COUNTRY BLVD APT 424, 811, HOUSTON, TX 77024-4066 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 811 TOWN AND COUNTRY BLVD APT 424, 424, HOUSTON, TX 77024-4066 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 138 CLIPPER ST, INLET BEACH, FL 32461-0838 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0030562267 |
|---|---|
| Date | Nov 02, 2017 |
| Book Page | 3056/2267 |
| Instrument | 2017000036206 |
| Name | STOCK YARDS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40206 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 01, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Oct 28, 2020 |
| Property Address | 138 CLIPPER ST, INLET BEACH, FL 32461-0838 |
| Document Number | 0031662525 |
| Book / Page | 3166 / 2525 |
| Map Reference | MB 19 PG 60&61 |
| Instrument Date | Oct 15, 2020 |
| Instrument | 20200043508 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,720.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12200 OWL COVE PL, 12200, LOUISVILLE, KY 40223-1565 |
| Name | Verified Name |
|---|---|
| Address | 9822 PRAIRIE CLOVER LN, SPRING, TX 77379-7562 |
| Document Number | 0031662527 |
|---|---|
| Date | Oct 28, 2020 |
| Instrument | 3166/2527 |
| Name | THE BANK OF SAN ANTONIO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Nov 01, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.75% |
| Index | 1-Year LIBOR |
| Max Rate | 7.75% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Oct 04, 2017 |
| Property Address | 138 CLIPPER ST, INLET BEACH, FL 32461-0838 |
| Document Number | 0030540593 |
| Book / Page | 003054 / 000593 |
| Instrument Date | Sep 30, 2017 |
| Instrument | 32803 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 20, 2020 |
| Title Company | DHI TITLE/FL INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,654.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12200 OWL COVE PL ANCHORAGE KY 402231565, ANCHORAGE, KY 40223-1565 |
| Document Number | 30540594 |
|---|---|
| Date | Oct 04, 2017 |
| Book Page | 003054/000594 |
| Instrument | 32804 |
| Name | STOCKYARD BK&TR |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40206 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 03, 2047 |
| Document Number | 30562267, |
|---|---|
| Date | Oct 04, 2017 |
| Book Page | 003056/002267 |
| Instrument | 36206 |
| Name | STOCKYARD BK&TR |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40206 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 03, 2047 |
Source: Walton County assessment roll as of December 3, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,198.00 (-7.99%) | $1,239,338 (-6.99%) Land $425,000 Building $814,338 | $1,239,338 (-6.99%) Land $425,000 Building $814,338 |
| 2024 | $12,171.00 (+0.52%) | ||
| 2023 | $12,108.00 (+35.8%) | $1,332,547 (+15.23%) Land $425,000 Building $907,547 | $1,332,547 (+15.23%) Land $425,000 Building $907,547 |
| 2022 | $8,916.00 | $1,156,459 Land $360,750 Building $795,709 | $1,156,459 Land $360,750 Building $795,709 |
Source: FEMA National Flood Hazard Layer, Walton County (12131C), as of June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121319506111, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 846 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,737 units insured incl. 891 condo units |
| Nearby Flood Claims | 9 (2004–2020) |
| Claims Outside the SFHA | 4 of 9 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 358 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Lumen Technologies Fiber | 2,000 / 1,000 |
| Mediacom Communications Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Wildstar Networks.
Source: EPA Safe Drinking Water Information System, water system FL1660596, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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