15324 Three Rivers Rd, Biloxi, MS 39532 Property Records

Harrison County property record for 15324 Three Rivers Rd, Biloxi, MS 39532

Property Summary

Property TypeSingle Family Home
Details2 ba · 3,214 sqft · built 2000
Lot Size3.09 acres (135,036 sqft)
Owner2 Individual Names on Record
Tax Bill$1,852 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN1006N-01-009.001

Property Details

APN / Parcel Number

Primary APN1006N-01-009.001
Alternative APN
  • 117582

Interior

Full Baths2 Baths
Building Area3,214 sqft Adjusted Area
1st Floor Area1,833 sqft
2nd Floor Area917 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area135,036 sqft (3.09 acres)
Deck Area192 sqft
Utility Building160 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number117582
Street Address15324 THREE RIVERS RD
CityBILOXI
StateMS
Zip39532-9269
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description3.1 AC BEG AT SE COR OF NW1/4 OF SE1/4 OF SEC 19 E ALONG 1/4 SEC LINE 542 FT N 16 DG E 191.5 FT W 725 FT TO E MAR OF THREE RI
Legal Range10
Legal Township06
Legal Section19
JurisdictionHARRISON MS
Township / Civil Division5
Census Block Group1
Census Block1000
Census Tract3403

Owner

Source: Harrison County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address15324 THREE RIVERS RD, BILOXI, MS 39532-9269
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2026Deed of Trust, Mortgage · Line of Credit
REGIONS BANK
Jun 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
REGIONS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 19, 1999
Deed SaleNov 19, 1999
Deed Document Number0001473563
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRISON MS
Recording DateJul 14, 2026
Property Address15324 THREE RIVERS RD, BILOXI, MS 39532-9269
Document Number0000014804
Instrument DateJun 16, 2026
Instrument202614804
Transaction TypeMortgage
Record UpdatedJul 21, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address15324 THREE RIVERS RD, BILOXI, MS 39532-9269

Mortgage

Document Number0000014804,
DateJul 14, 2026
Instrument202614804
Lender
NameREGIONS BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 9, 2056
Interest
Rate6.51%
Max Rate-1%

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRISON MS
Property Address15324 THREE RIVERS RD, BILOXI, MS 39532-9269
Transaction TypeMortgage
Record UpdatedNov 6, 2025
Title CompanyTIGER TITLE LLC, PILGER TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20200005714TJ1
DateJun 18, 2020
Instrument2020-0005714-T-J1
Lender
NameREGIONS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 1, 2035
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyHarrison County
Unified School DistrictHarrison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,852.00 (+7.55%) Homeowner's exemption Disabled Person's exemption$22,797 (+8.66%)$227,965 (+8.66%) Land $36,076 Building $191,889
2024$1,722.00 (+2.01%)
2023$1,688.00 (-0.88%) Homeowner's exemption Disabled Person's exemption$20,980$209,796 Land $32,799 Building $176,997
2022$1,703.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims90 (1995–2012)
Claims Outside the SFHA3 of 90
Most Recent ClaimAug 2012 · Hurricane Isaac
Claims by Event
  • Hurricane Katrina, Sep 2005 · 46 claims
  • Hurricane Georges, Sep 1998 · 16 claims
  • Severe Storms, Tornadoes, Flooding, May 1995 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 81% of the US · above 97.2% of Mississippi
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CoastConnect
Fiber
2,000 / 1,000
Sparklight
Cable
1,000 / 50

May also be available: C Spire Wireless.

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