San Diego County property record for 1532 Rancho Encinitas Dr, Encinitas, CA 92024
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 4,467 sqft · built 1986 |
| Lot Size | 1.01 acres (44,431 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $3,750,000 (Sep 2023) |
| Tax Bill | $36,308 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 264-161-36-00 |
| Primary APN | 264-161-36-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 4,467 sqft Living Area |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Lot Area | 44,431 sqft |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 1532 RANCHO ENCINITAS DR |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-7033 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 75 TR 009051 |
| Legal Subdivision | SAN DIEGO #3494-1 |
| Legal Tract | 009051 |
| Legal Block | 2 |
| Legal Lot Number | 75 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 17111 |
1532 Rancho Encinitas Dr is owner-occupied and held in a trust since September 2023.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1532 RANCHO ENCINITAS DR, ENCINITAS, CA 92024-7033 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 28, 2023 | Grant Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC |
| Oct 4, 2019 | Deed of Trust, Mortgage · Commercial Mortgage DIRECT LIST LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2023 · Amount on File |
| Deed Sale | Sep 28, 2023 · Amount on File |
| Prior Sale | Feb 26, 1985 · Amount on File |
| Deed Document Number | 2023263926 |
| Prior Transfer Date | Feb 18, 1997 |
| Prior Transfer Doc | 0000072728 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 28, 2023 |
| Property Address | 1532 RANCHO ENCINITAS DR, ENCINITAS, CA 92024-7033 |
| Document Number | 0000263926 |
| Map Reference | MAP 9051 |
| Instrument Date | Aug 29, 2023 |
| Instrument | 2023-0263926 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2023 |
| Title Company | CHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1532 RANCHO ENCINITAS DR, ENCINITAS, CA 92024-7033 |
| Document Number | 0000263927 |
|---|---|
| Date | Sep 28, 2023 |
| Instrument | 2023-0263927 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1532 RANCHO ENCINITAS DR, ENCINITAS, CA 92024-7033 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000444236 |
|---|---|
| Date | Oct 4, 2019 |
| Instrument | 2019-0444236 |
| Name | DIRECT LIST LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 1532 Rancho Encinitas Dr was $36,308 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $3,410,139 (+2%) Land $2,274,563 Building $1,135,576 | |
| 2025 | $36,308.00 Homeowner's exemption | $3,343,274 Land $2,229,964 Building $1,113,310 |
| 2023 | $9,892.00 (+4.89%) Homeowner's exemption | $881,116 Land $272,091 Building $609,025 |
| 2022 | $9,431.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1532 Rancho Encinitas Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (2010–2020) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1532 Rancho Encinitas Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Cox Communications, Verizon.
5G (outdoors only) and 4G LTE
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