1520 Rancho Encinitas Dr, Encinitas, CA 92024 Property Records

San Diego County property record for 1520 Rancho Encinitas Dr, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,345 sqft · built 1986
Lot Size	1.01 acres (43,996 sqft)
Owner	Company Name on Record
Last Sale	$4,200,000 (May 2022)
Tax Bill	$47,664 (2025)
Deeds & Mortgages	May 2022 Sale Apr 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`264-161-35-00`

Property Details

APN / Parcel Number

Primary APN	`264-161-35-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	3,345 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	43,996 sqft
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1520 RANCHO ENCINITAS DR
City	ENCINITAS
State	CA
Zip	92024-7033
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 74 TR 009051
Legal Subdivision	VISTA KNOLLS
Legal Tract	009051
Legal Block	2
Legal Lot Number	74
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2002
Census Tract	17111

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1520 RANCHO ENCINITAS DR, ENCINITAS, CA 92024-7033
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
May 2, 2022	Grant Deed, Transfer CHICAGO TITLE COMPANY
Apr 30, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage SAN DIEGO COUNTY CU
Mar 5, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Mar 5, 2020	Quit Claim Deed, Transfer ALLY BK
Nov 27, 2017	Grant Deed, Transfer · Conventional Mortgage PNC MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2022 · Amount on Record
Deed Sale	May 2, 2022 · Amount on Record
Prior Sale	Nov 27, 2017 · Amount on Record
Deed Document Number	2022189894
Prior Transfer Date	Apr 26, 2020
Prior Transfer Doc	0000221233
Record Updated	Sep 20, 2026

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 2, 2022
Property Address	1520 RANCHO ENCINITAS DR, ENCINITAS, CA 92024-7033
Document Number	0000189894
Map Reference	MAP 9051
Instrument Date	Apr 21, 2022
Instrument	2022-0189894
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2848 CAMINO SERBAL, CARLSBAD, CA 92009-6993

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 30, 2020
Property Address	1520 RANCHO ENCINITAS DR, ENCINITAS, CA 92024-7033
Document Number	0000221233
Map Reference	MAP 9051
Instrument Date	Apr 26, 2020
Instrument	2020-0221233
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1520 RANCHO ENCINITAS DR, ENCINITAS, CA 92024-7033

Mortgage

Document Number	0000221234
Date	Apr 30, 2020
Instrument	2020-0221234

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 5, 2020
Property Address	1520 RANCHO ENCINITAS DR, ENCINITAS, CA 92024-7033
Document Number	0000115145
Instrument Date	Feb 25, 2020
Instrument	115145
Transaction Type	Transfer
Record Updated	Mar 17, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	139 EATON WAY VISTA CA 920845021, VISTA, CA 92084-5021

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 5, 2020
Property Address	1520 RANCHO ENCINITAS DR, ENCINITAS, CA 92024-7033
Document Number	0000115143
Instrument Date	Feb 25, 2020
Instrument	115143
Transaction Type	Transfer
Record Updated	Mar 19, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	139 EATON WAY VISTA CA 920845021, VISTA, CA 92084-5021

Mortgage

Document Number	115144
Date	Mar 5, 2020
Instrument	115144

Lender

Name	ALLY BK
Type	Bank
Address	CHARLOTTE, NC 28202-2028

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 4, 2050

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 27, 2017
Property Address	1520 RANCHO ENCINITAS DR, ENCINITAS, CA 92024-7033
Document Number	0000549134
Map Reference	MAP9051
Instrument Date	Oct 31, 2017
Instrument	2017-0549134
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	635 RANCHO SANTA FE RD, ENCINITAS, CA 92024-6543

Mortgage

Document Number	0000549135
Date	Nov 27, 2017
Instrument	2017-0549135

Lender

Name	PNC MORTGAGE LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$5,146,213 (+22.38%) Land $3,572,025 Building $1,574,188
2025	$47,664.00 (+13.29%)	$4,205,000 (+10.37%) Land $3,303,000 Building $902,000
2023	$42,071.00 (+78.22%)	$3,810,000 Land $2,993,000 Building $817,000
2022	$23,606.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2010–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Cox Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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