1507 Rancho Encinitas Dr, Encinitas, CA 92024 Property Records

San Diego County property record for 1507 Rancho Encinitas Dr, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 5,048 sqft · built 2020
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on File
Last Sale	$750,000 (Jun 2017)
Tax Bill	$24,115 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Nov 2020 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`264-162-26-00`

Property Details

APN / Parcel Number

Primary APN	`264-162-26-00`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	5,048 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	43,996 sqft
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1507 RANCHO ENCINITAS DR
City	ENCINITAS
State	CA
Zip	92024-7034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 46 TR 009051
Legal Subdivision	SAN DIEGO 3494-1
Legal Tract	009051
Legal Block	2
Legal Lot Number	46
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2007
Census Tract	17111

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1507 RANCHO ENCINITAS DR, ENCINITAS, CA 92024-7034
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage RESIDENTIAL WHOLESALE MORTGAGE INC
Nov 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage RESIDENTIAL WHOLESALE MORTGAGE INC
Nov 20, 2020	Quit Claim Deed, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE
Nov 9, 2018	Quit Claim Deed, Transfer TICOR TITLE-SAN DIEGO
Nov 9, 2018	Intrafamily Transfer, Transfer · ARM US BANK NA
Jun 2, 2017	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Jun 2, 2017	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Jun 2, 2017	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 2, 2017 · Amount on Record
Deed Sale	Jun 2, 2017 · Amount on Record
Prior Sale	Feb 23, 1998 · Amount on Record
Deed Document Number	2017248709
Last Transfer Date	Nov 13, 2020
Transfer Doc	0000737181
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1507 RANCHO ENCINITAS DR, ENCINITAS, CA 92024-7034
Transaction Type	Mortgage
Record Updated	Sep 3, 2021
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1507 RANCHO ENCINITAS DR, ENCINITAS, CA 92024-7034

Mortgage

Document Number	0000604840
Date	Aug 25, 2021
Instrument	2021-0604840

Lender

Name	RESIDENTIAL WHOLESALE MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92130

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1507 RANCHO ENCINITAS DR, ENCINITAS, CA 92024-7034
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1507 RANCHO ENCINITAS DR, ENCINITAS, CA 92024-7034

Mortgage

Document Number	0000733086
Date	Nov 19, 2020
Instrument	2020-0733086

Lender

Name	RESIDENTIAL WHOLESALE MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92130

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 20, 2020
Property Address	1507 RANCHO ENCINITAS DR, ENCINITAS, CA 92024-7034
Document Number	0000737181
Instrument Date	Nov 13, 2020
Instrument	737181
Transaction Type	Transfer
Record Updated	Dec 1, 2020
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1507 RANCHO ENCINITAS DR ENCINITAS CA 920247034, ENCINITAS, CA 92024-7034

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 9, 2018
Property Address	1507 RANCHO ENCINITAS DR, ENCINITAS, CA 92024-7034
Document Number	0000468980
Instrument Date	Oct 13, 2018
Instrument	468980
Transaction Type	Transfer
Record Updated	Nov 16, 2018
Title Company	TICOR TITLE-SAN DIEGO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1507 RANCHO ENCINITAS DR ENCINITAS CA 920247034, ENCINITAS, CA 92024-7034

November 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 9, 2018
Property Address	1507 RANCHO ENCINITAS DR, ENCINITAS, CA 92024-7034
Document Number	0000468981
Map Reference	MAP 9051
Instrument Date	Sep 21, 2018
Instrument	2018-0468981
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE COMPANY SAN DIEG

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1100 GARDEN VIEW RD 207, EL CAJON, CA 92021

Mortgage

Document Number	0000468982
Date	Nov 9, 2018
Instrument	2018-0468982

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Dec 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9%
Index	1-Year T-Bill
Max Rate	9%

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 2, 2017
Property Address	1507 RANCHO ENCINITAS DR, ENCINITAS, CA 92024-7034
Document Number	0000248708
Instrument Date	May 26, 2017
Instrument	248708
Transaction Type	Transfer
Record Updated	Jun 9, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 2, 2017
Property Address	1507 RANCHO ENCINITAS DR, ENCINITAS, CA 92024-7034
Document Number	0000248707
Instrument Date	May 26, 2017
Instrument	248707
Transaction Type	Transfer
Record Updated	Jun 9, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1507 RANCHO ENCINITAS DR ENCINITAS CA 920247034, ENCINITAS, CA 92024-7034

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 2, 2017
Property Address	1507 RANCHO ENCINITAS DR, ENCINITAS, CA 92024-7034
Document Number	0000248709
Instrument Date	May 26, 2017
Instrument	248709
Transaction Type	Transfer
Record Updated	Jun 9, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$825.00
Amount Accuracy	Full Value
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1507 RANCHO ENCINITAS DR ENCINITAS CA 920247034, ENCINITAS, CA 92024-7034

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,280,536 (+2%) Land $886,138 Building $1,394,398
2025	$24,115.00 (+6.09%) Homeowner's exemption	$2,235,820 (+4.04%) Land $868,763 Building $1,367,057
2023	$22,730.00 (+2.02%) Homeowner's exemption	$2,149,002 Land $835,029 Building $1,313,973
2022	$22,281.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2010–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL	100 / 20

May also be available: T-Mobile USA.

Cell Coverage

5G (outdoors only) and 4G LTE

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