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1475 Rancho Encinitas Dr, Encinitas, CA 92024 Property Records

San Diego County property record for 1475 Rancho Encinitas Dr, Encinitas, CA 92024 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 1990
Square Footage3,509 sqft Living Area
Lot Size1.01 acres
OccupancyOwner Occupied
Last Sale$1,175,000 (2013)
Tax Bill$16,505.00 (2025)

Property Details

APN / Parcel Number

Primary APN264-162-25-00

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Building Area3,509 sqft Living Area

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Lot Area43,996 sqft
Parking Spaces3 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Location & Zoning

Street Address1475 RANCHO ENCINITAS DR
CityENCINITAS
StateCA
Zip92024-7031
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 47 TR 009051
Legal SubdivisionSAN DIEGO 3494-1
Legal Tract009051
Legal Block2
Legal Lot Number47
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup2
Census Block2007
Census Tract17111

Owner

Source: San Diego County records · APN 264-162-25-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1475 RANCHO ENCINITAS DR, ENCINITAS, CA 92024-7031
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 07, 2022Deed of Trust, Mortgage · Line of Credit
US BANK NA
Mar 20, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
HOME POINT FINANCIAL CORPORATION
Dec 08, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
PENNYMAC LOAN SERVICES LLC
Nov 01, 2017Deed of Trust, Mortgage · Veterans Administration Mortgage
LOANDEPOT.COM LLC
Mar 18, 2017Deed of Trust, Mortgage · Veterans Administration Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 08, 2013 · Amount on Record
Deed SaleNov 08, 2013 · Amount on Record
Prior SaleApr 14, 1986 · Amount on Record
Deed Doc Number2013666287
Record RefreshedSep 20, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1475 RANCHO ENCINITAS DR, ENCINITAS, CA 92024-7031
Transaction TypeMortgage
Record UpdatedOct 17, 2022
Title CompanyRADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address1475 RANCHO ENCINITAS DR, ENCINITAS, CA 92024-7031

Mortgage

Document Number0000392349
DateOct 07, 2022
Instrument2022-0392349
Lender
NameUS BANK NA
TypeBank
AddressLA JOLLA, CA 92037
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1475 RANCHO ENCINITAS DR, ENCINITAS, CA 92024-7031
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFATCO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000145565
DateMar 20, 2020
Instrument2020-0145565
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeLending Institution
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1475 RANCHO ENCINITAS DR, ENCINITAS, CA 92024-7031
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTICOR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1475 PANCHO ENCINITAS DRIVE, ENCINITAS, CA 92024

Mortgage

Document Number0000784100
DateDec 08, 2020
Instrument2020-0784100
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2050

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1475 RANCHO ENCINITAS DR, ENCINITAS, CA 92024-7031
Document Number0000518041
Instrument DateNov 01, 2017
Transaction TypeMortgage
Record UpdatedNov 13, 2017
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address1475 RANCHO ENCINITAS DR ENCINITAS CA 920247031, ENCINITAS, CA 92024-7031

Mortgage

Document Number0000518041
DateNov 06, 2017
Instrument518041
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
Address26642 TOWNE CENTRE DR, FOOTHILL RANCH, CA 92610-2808
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueNov 05, 2047

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1475 RANCHO ENCINITAS DR, ENCINITAS, CA 92024-7031
Document Number0000137787
Instrument DateMar 18, 2017
Transaction TypeMortgage
Record UpdatedApr 04, 2017
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address1475 RANCHO ENCINITAS DR ENCINITAS CA 920247031, ENCINITAS, CA 92024-7031

Mortgage

Document Number0000137787
DateMar 28, 2017
Instrument137787
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
Address26642 TOWNE CENTRE DR, FOOTHILL RANCH, CA 92610-2808
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueMar 27, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,469,187 (+2%) Land $844,001 Building $625,186
2025$16,505.00 (+6.46%) Homeowner's exemption$1,440,380 (+4.04%) Land $827,452 Building $612,928
2023$15,503.00 (+2.68%) Homeowner's exemption$1,384,450 Land $795,322 Building $589,128
2022$15,098.00

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