1482 Rancho Encinitas Dr, Encinitas, CA 92024 Property Records

San Diego County property record for 1482 Rancho Encinitas Dr, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,017 sqft · built 1988
Lot Size	1.01 acres (44,431 sqft)
Owner	2 Company Names on File
Last Sale	$2,157,000 (Jul 2021)
Tax Bill	$26,929 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Aug 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`264-161-33-00`

Property Details

APN / Parcel Number

Primary APN	`264-161-33-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,017 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	44,431 sqft
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1482 RANCHO ENCINITAS DR
City	ENCINITAS
State	CA
Zip	92024-7032
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 72 TR 009051
Legal Subdivision	ENCINITAS 3494-1
Legal Tract	009051
Legal Block	2
Legal Lot Number	72
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2002
Census Tract	17111

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	1482 RANCHO ENCINITAS DR, ENCINITAS, CA 92024-7032
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2021	Grant Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC
Aug 12, 2019	Deed of Trust, Mortgage · Line of Credit CITIBANK NA
Jul 24, 2017	Quit Claim Deed, Transfer Quitclaim
Jul 24, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 28, 2021 · Amount on Record
Deed Sale	Jul 28, 2021 · Amount on Record
Prior Sale	Mar 19, 2012 · Amount on Record
Deed Document Number	2021538505
Prior Transfer Date	May 16, 2017
Prior Transfer Doc	0000332765
Record Updated	Sep 20, 2026

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 28, 2021
Property Address	1482 RANCHO ENCINITAS DR, ENCINITAS, CA 92024-7032
Document Number	0000538505
Map Reference	MAP 9051
Instrument Date	Jul 15, 2021
Instrument	2021-0538505
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1482 RANCHO ENCINITAS DR, ENCINITAS, CA 92024-7032

Mortgage

Document Number	0000538506
Date	Jul 28, 2021
Instrument	2021-0538506

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1482 RANCHO ENCINITAS DR, ENCINITAS, CA 92024-7032
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000338142
Date	Aug 12, 2019
Instrument	2019-0338142

Lender

Name	CITIBANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 24, 2017
Property Address	1482 RANCHO ENCINITAS DR, ENCINITAS, CA 92024-7032
Document Number	0000332766
Instrument Date	May 16, 2017
Instrument	332766
Transaction Type	Transfer
Record Updated	Jul 28, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1482 RANCHO ENCINITAS DR ENCINITAS CA 920247032, ENCINITAS, CA 92024-7032

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 24, 2017
Property Address	1482 RANCHO ENCINITAS DR, ENCINITAS, CA 92024-7032
Document Number	0000332765
Instrument Date	May 16, 2017
Instrument	332765
Transaction Type	Transfer
Record Updated	Jul 28, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1482 RANCHO ENCINITAS DR ENCINITAS CA 920247032, ENCINITAS, CA 92024-7032

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,334,804 (+2%) Land $1,623,648 Building $711,156
2025	$26,929.00 (+7.53%) Homeowner's exemption	$2,289,024 (+4.04%) Land $1,591,812 Building $697,212
2023	$25,044.00 (+1.88%)	$2,200,140 Land $1,530,000 Building $670,140
2022	$24,583.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2010–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Cox Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rancho Encinitas Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures