FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
1530 15TH ST, OCEANO, CA 93445
Mortgage
Document Number
0000043746
Date
Jun 18, 2021
Instrument
2021043746
Lender
Name
UNITED WHOLESALE MORTGAGE
Type
Mortgage Company
Address
PONTIAC, MI 48341
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Jul 1, 2051
March 2019: Quit Claim Deed, Transfer
Document Type
Quit Claim Deed
Jurisdiction
SAN LUIS OBISPO CA
Recording Date
Mar 14, 2019
Property Address
1530 15TH ST, OCEANO, CA 93445
Document Number
0000008807
Instrument Date
Feb 26, 2019
Instrument
8807
Transaction Type
Transfer
Record Updated
Mar 25, 2019
Title Company
FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Transaction
Tax
$0.00
Additional
Quitclaim
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants with Right of Survivorship
Address
1530 15TH ST OCEANO CA 93445, OCEANO, CA 93445
Mortgage
Document Number
8808
Date
Mar 14, 2019
Instrument
8808
Lender
Name
BAY EQUITY
Type
Funding / Finance Company
Address
SAUSALITO, CA 94965
Agreement
Type
Conventional with PMI
Amount
Amount on Record
Term
360 Months
Due
Mar 13, 2049
September 2018: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SAN LUIS OBISPO CA
Property Address
1530 15TH ST, OCEANO, CA 93445
Document Number
0000043164
Instrument Date
Sep 28, 2018
Transaction Type
Mortgage
Record Updated
Nov 22, 2018
Title Company
NOT AVAILABLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Separate Estate/Property
Address
2151 OCEAN ST OCEANO CA 934459015, OCEANO, CA 93445-9015
Mortgage
Document Number
0000043164
Date
Oct 15, 2018
Instrument
43164
Lender
Name
WEBSTER G A & S N L/TR D (RT)
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
September 2018: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SAN LUIS OBISPO CA
Property Address
1530 15TH ST, OCEANO, CA 93445
Document Number
0000043165
Instrument Date
Sep 28, 2018
Transaction Type
Mortgage
Record Updated
Nov 22, 2018
Title Company
NOT AVAILABLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Separate Estate/Property
Address
2151 OCEAN ST OCEANO CA 934459015, OCEANO, CA 93445-9015
Mortgage
Document Number
0000043165
Date
Oct 15, 2018
Instrument
43165
Lender
Name
NGN REALTY
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
September 2018: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
SAN LUIS OBISPO CA
Recording Date
Sep 18, 2018
Property Address
1530 15TH ST, OCEANO, CA 93445
Document Number
0000038418
Instrument Date
Jun 26, 2018
Instrument
38418
Transaction Type
Transfer
Record Updated
Sep 27, 2018
Title Company
NOT AVAILABLE
Transaction
Amount
Amount on Record
Tax
$360.80
Amount Accuracy
Full Value
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Separate Estate/Property
Address
2151 OCEAN ST OCEANO CA 934459015, OCEANO, CA 93445-9015
Tax Assessment & Valuation
The 2025 property tax bill for 1530 15th St was $4,289.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
Property Jurisdictions
Type
Name
State
California
County
San Luis Obispo County
Unified School District
Lucia Mar Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$377,988 (+2%)Land $227,563Building $150,425
2025
$4,289.00
$370,577Land $223,101Building $147,476
2023
$4,049.00
$351,680Land $214,439Building $137,241
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 1530 15th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 33 individual policies
Nearby Flood Policies
89 units insured incl. 56 condo units
Nearby Flood Claims
2 (2010)
Most Recent Claim
Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows
Claims by Event
Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
The area around 1530 15th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Not rated no burnable land within ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
OCEANO COMM SERVICES DIST. serves 7,598 people · EPA ID CA4010005
Water Source
Purchased surface water from several systems
Last State Inspection
Jun 2024
Lead
Under 1 ppb (2024–2026) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area
1,000 / 1,000
Surfnet Communications Fixed Wireless
100 / 20
May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, T-Mobile, Verizon.