1511 15th St, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 1511 15th St, Oceano, CA 93445

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,036 sqft · built 1930
Lot Size0.103 acres (4,500 sqft)
Owner2 Company Names on Record
Last Sale$333,000 (Mar 2019)
Tax Bill$4,223 (2025)
Deeds & MortgagesMay 2026 Transfer
Oct 2025 Transfer
+ 4 more
Flood ZoneZone X (minimal risk)
APN062-041-031

Property Details

APN / Parcel Number

Primary APN062-041-031

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,036 sqft Living Area
1st Floor Area1,036 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Construction TypeWood
Lot Area4,500 sqft (0.103 acres)
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address1511 15TH ST
CityOCEANO
StateCA
Zip93445-9425
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMF
Legal DescriptionTN OCEANO WHEELER ADD BL 11 LT 5
Legal SubdivisionWHEELER ADD
Legal Block11
Legal Lot Number5
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionARROYO GRANDE
Census Block Group2
Census Block2045
Census Tract12201

Owner

Source: San Luis Obispo County records, as of May 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address1375 E GRAND AVE, ARROYO GRANDE, CA 93420-2421
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
May 1, 2026Correction Deed, Transfer
NONE LISTED ON DOCUMENT
Oct 30, 2025Intrafamily Transfer, Transfer
Aug 4, 2021Deed of Trust, Mortgage · Conventional Mortgage
CALIBER HOME LOANS INC
Mar 27, 2019Grant Deed, Transfer · Conventional Mortgage
PROVIDENT SAVINGS BANK FSB
Aug 22, 2018Affidavit of Death, Transfer
Aug 22, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 27, 2019 · Amount on Record
Deed SaleMar 27, 2019 · Amount on Record
Prior SaleOct 8, 2015 · Amount on Record
Deed Document Number201910784
Last Transfer DateOct 14, 2025
Transfer Doc0000033449
Record UpdatedSep 20, 2026

May 2026: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateMay 1, 2026
Property Address1511 15TH ST, OCEANO, CA 93445-9425
Document Number0000013659
Instrument DateApr 18, 2026
Instrument202613659
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address1375 E GRAND AVE, ARROYO GRANDE, CA 93420-2421

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateOct 30, 2025
Property Address1511 15TH ST, OCEANO, CA 93445-9425
Document Number0000033449
Map ReferenceMB B PG 48
Instrument DateOct 14, 2025
Instrument2025033449
Transaction TypeTransfer
Record UpdatedNov 14, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address1375 E GRAND AVE # 339, ARROYO GRANDE, CA 93420-2421

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1511 15TH ST, OCEANO, CA 93445-9425
Transaction TypeMortgage
Record UpdatedAug 12, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1511 15TH ST, OCEANO, CA 93445-9425

Mortgage

Document Number0000054717
DateAug 4, 2021
Instrument2021054717
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2051

March 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateMar 27, 2019
Property Address1511 15TH ST, OCEANO, CA 93445-9425
Document Number0000010784
Map ReferenceMB B PG 48
Instrument DateMar 20, 2019
Instrument2019010784
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address1511 15TH ST, OCEANO, CA 93445-9425

Mortgage

Document Number0000010785
DateMar 27, 2019
Instrument2019010785
Lender
NamePROVIDENT SAVINGS BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2049

August 2018: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSAN LUIS OBISPO CA
Recording DateAug 22, 2018
Property Address1511 15TH ST, OCEANO, CA 93445-9425
Document Number0000034846
Instrument DateMar 30, 2018
Instrument34846
Transaction TypeTransfer
Record UpdatedAug 31, 2018

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address611 S PALM CANYON DR PALM SPRINGS CA 922647213, PALM SPRINGS, CA 92264-7213

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateAug 22, 2018
Property Address1511 15TH ST, OCEANO, CA 93445-9425
Document Number0000034847
Instrument DateMar 30, 2018
Instrument34847
Transaction TypeTransfer
Record UpdatedAug 31, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address611 S PALM CANYON DR #7067 PALM SPRINGS CA 922647213, 7067, PALM SPRINGS, CA 92264-7213

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictLucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$4,223.00 (+3.58%) Homeowner's exemption$371,464 (+4.04%) Land $223,101 Building $148,363
2024$4,077.00 (+1.14%)
2023$4,031.00 (+102.87%) Homeowner's exemption$357,041 Land $214,439 Building $142,602
2022$1,987.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 33 individual policies
Nearby Flood Policies89 units insured
incl. 56 condo units
Nearby Flood Claims2 (2010)
Most Recent ClaimDec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows
Claims by Event
  • Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCEANO COMM SERVICES DIST.
serves 7,598 people · EPA ID CA4010005
Water SourcePurchased surface water from several systems
Last State InspectionJun 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Surfnet Communications
Fixed Wireless
100 / 20

May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, T-Mobile, Verizon.

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