1561 15th St, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 1561 15th St, Oceano, CA 93445

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,252 sqft · built 2014
Lot Size0.103 acres (4,500 sqft)
OwnerCompany Name on Record
Last Sale$379,000 (Dec 2014)
Tax Bill$5,196 (2025)
Deeds & MortgagesAug 2021 Mortgage
Jun 2017 Transfer
Flood ZoneZone X (minimal risk)
APN062-041-075

Property Details

APN / Parcel Number

Primary APN062-041-075

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,252 sqft Living Area

Exterior

Year BuiltBuilt 2014
Construction TypeWood
Lot Area4,500 sqft (0.103 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1561 15TH ST
CityOCEANO
StateCA
Zip93445-9425
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMF
Legal DescriptionTN OCEANO WHEELER ADD BL 11 LT 7
Legal SubdivisionTN OCEANO WHEELER ADD
Legal Block11
Legal Lot Number7
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionARROYO GRANDE
Census Block Group2
Census Block2045
Census Tract12201

Owner

Source: San Luis Obispo County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address12109 OLD TOWN RD, BAKERSFIELD, CA 93312-3671
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
ALLIED MORTGAGE GROUP INC
Jun 15, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 19, 2014 · Amount on Record
Deed SaleDec 19, 2014 · Amount on Record
Prior SaleDec 19, 2014
Deed Document Number0000054008
Last Transfer DateJun 15, 2017
Transfer Doc0000026218
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1561 15TH ST, OCEANO, CA 93445-9425
Transaction TypeMortgage
Record UpdatedSep 3, 2021
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL AGENCY SOL

Transferred To (Grantee/Buyer)

NameVerified Name
Address12109 OLD TOWN RD, BAKERSFIELD, CA 93312-3671

Mortgage

Document Number0000059257
DateAug 26, 2021
Instrument2021059257
Lender
NameALLIED MORTGAGE GROUP INC
TypeMortgage Company
AddressBALA CYNWYD, PA 19004
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 1, 2036

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateJun 15, 2017
Property Address1561 15TH ST, OCEANO, CA 93445-9425
Document Number0000026218
Instrument DateJun 8, 2017
Instrument26218
Transaction TypeTransfer
Record UpdatedJul 3, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictLucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$5,196.00 (+4.65%)$455,489 (+4.04%) Land $180,271 Building $275,218
2023$4,965.00 (+1.43%)$437,804 Land $173,272 Building $264,532
2022$4,895.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 33 individual policies
Nearby Flood Policies89 units insured
incl. 56 condo units
Nearby Flood Claims2 (2010)
Most Recent ClaimDec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows
Claims by Event
  • Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCEANO COMM SERVICES DIST.
serves 7,598 people · EPA ID CA4010005
Water SourcePurchased surface water from several systems
Last State InspectionJun 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Surfnet Communications
Fixed Wireless
100 / 20

May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, T-Mobile, Verizon.

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