San Luis Obispo County property record for 1610 15th St, Oceano, CA 93445
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.107 acres (4,653 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $600,000 (Aug 2026) |
| Tax Bill | $1,242 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Jul 2026 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 062-042-025 |
| Primary APN | 062-042-025 |
|---|
| Lot Area | 4,653 sqft (0.107 acres) |
|---|---|
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Street Address | 1610 15TH ST |
|---|---|
| City | OCEANO |
| State | CA |
| Zip | 93445-9428 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TN OCEANO WARNER SB BL 8 LT 4 |
| Legal Subdivision | WARNERS ADD/OCEANO |
| Legal Block | 8 |
| Legal Lot Number | 4 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | ARROYO GRANDE |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 12201 |
Source: San Luis Obispo County records, as of August 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1610 15TH ST, OCEANO, CA 93445-9428 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 19, 2026 | Grant Deed, Transfer · Conventional Mortgage COASTAL FUNDING SLC |
| Jul 1, 2026 | Affidavit of Death of Trustee, Transfer |
| Apr 15, 2026 | Affidavit of Death of Trustee, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 19, 2026 · Amount on Record |
| Deed Sale | Aug 19, 2026 · Amount on Record |
| Deed Document Number | 202626482 |
| Prior Transfer Date | Apr 9, 2026 |
| Prior Transfer Doc | 0000011504 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Aug 19, 2026 |
| Property Address | 1610 15TH ST, OCEANO, CA 93445-9428 |
| Document Number | 0000026482 |
| Instrument Date | Jul 31, 2026 |
| Instrument | 202626482 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $66,660.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1610 15TH ST, OCEANO, CA 93445-9428 |
| Document Number | 0000026483, |
|---|---|
| Date | Aug 19, 2026 |
| Instrument | 202626483 |
| Name | COASTAL FUNDING SLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Affidavit of Death of Trustee |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Jul 1, 2026 |
| Property Address | 1610 15TH ST, OCEANO, CA 93445-9428 |
| Document Number | 0000020680 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 202620680 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 6950 VALLE AVE, ATASCADERO, CA 93422-4516 |
| Document Type | Affidavit of Death of Trustee |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Apr 15, 2026 |
| Property Address | 1610 15TH ST, OCEANO, CA 93445-9428 |
| Document Number | 0000011504 |
| Instrument Date | Apr 9, 2026 |
| Instrument | 202611504 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 6950 VALLE AVE, ATASCADERO, CA 93422-4516 |
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Lucia Mar Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $94,203 (+2%) Land $25,419 Building $68,784 | |
| 2025 | $1,242.00 (+4.46%) Homeowner's exemption | $92,357 (+4.04%) Land $24,921 Building $67,436 |
| 2024 | $1,189.00 (+1.02%) | |
| 2023 | $1,177.00 (+1.2%) Homeowner's exemption | $88,772 Land $23,954 Building $64,818 |
| 2022 | $1,163.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 33 individual policies |
| Nearby Flood Policies | 89 units insured incl. 56 condo units |
| Nearby Flood Claims | 2 (2010) |
| Most Recent Claim | Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCEANO COMM SERVICES DIST. serves 7,598 people · EPA ID CA4010005 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, T-Mobile, Verizon.
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