1505 15th St, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 1505 15th St, Oceano, CA 93445

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,653 sqft · built 2006
Lot Size0.072 acres (3,175 sqft)
OwnerIndividual Name on Record
Last Sale$640,000 (Oct 2021)
Tax Bill$7,585 (2025)
Deeds & MortgagesOct 2021 Sale
Mar 2020 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN062-041-073

Property Details

APN / Parcel Number

Primary APN062-041-073

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Building Area1,653 sqft Living Area

Exterior

Year BuiltBuilt 2006
Construction TypeWood
Lot Area3,175 sqft (0.072 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1505 15TH ST
CityOCEANO
StateCA
Zip93445-9425
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMF
Legal DescriptionPM 66/31-34 PAR 2
Legal SubdivisionPARCEL MAP CO 03-0330
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionARROYO GRANDE
Census Block Group2
Census Block2045
Census Tract12201

Owner

Source: San Luis Obispo County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1505 15TH ST, OCEANO, CA 93445-9425
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 15, 2021Grant Deed, Transfer
FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Mar 26, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
GOLDEN EMPIRE MORTGAGE INC
Mar 26, 2020Quit Claim Deed, Transfer
FIRST AMERICAN TITLE
Oct 18, 2019Quit Claim Deed, Transfer
PUBLIC TITLE COMPANY, PUBLIC TITLE CO
Jul 25, 2019Quit Claim Deed, Transfer
FIRST AMERICAN TITLE
Jul 25, 2019Grant Deed, Transfer · Conventional Mortgage
GOLDEN EMPIRE MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 15, 2021 · Amount on Record
Deed SaleOct 15, 2021 · Amount on Record
Prior SaleMar 26, 2020
Deed Document Number2021070238
Record UpdatedJun 8, 2026

October 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateOct 15, 2021
Property Address1505 15TH ST, OCEANO, CA 93445-9425
Document Number0000070238
Map ReferenceMB 66 PG 31-34
Instrument DateOct 11, 2021
Instrument2021070238
Transaction TypeTransfer
Record UpdatedNov 18, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1281, BIG BEAR LAKE, CA 92315-1281

March 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateMar 26, 2020
Property Address1505 15TH ST, OCEANO, CA 93445-9425
Document Number0000014949
Map ReferenceMB 66 PG 31-34
Instrument DateMar 20, 2020
Instrument2020014949
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1505 15TH ST, OCEANO, CA 93445-9425

Mortgage

Document Number0000014950
DateMar 26, 2020
Instrument2020014950
Lender
NameGOLDEN EMPIRE MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2050

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateMar 26, 2020
Property Address1505 15TH ST, OCEANO, CA 93445-9425
Document Number0000014948
Instrument DateMar 10, 2020
Instrument14948
Transaction TypeTransfer
Record UpdatedApr 30, 2020
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1505 15TH ST OCEANO CA 934459425, OCEANO, CA 93445-9425

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateOct 18, 2019
Property Address1505 15TH ST, OCEANO, CA 93445-9425
Document Number0000045875
Instrument DateAug 13, 2019
Instrument45875
Transaction TypeTransfer
Record UpdatedOct 29, 2019
Title CompanyPUBLIC TITLE COMPANY, PUBLIC TITLE CO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address1505 15TH ST OCEANO CA 934459425, OCEANO, CA 93445-9425

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateJul 25, 2019
Property Address1505 15TH ST, OCEANO, CA 93445-9425
Document Number0000029973
Instrument DateJul 1, 2019
Instrument29973
Transaction TypeTransfer
Record UpdatedAug 2, 2019
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address13 COYOTE ST LOS ALAMOS NM 875442645, LOS ALAMOS, NM 87544-2645

July 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateJul 25, 2019
Property Address1505 15TH ST, OCEANO, CA 93445-9425
Document Number0000029972
Instrument DateMay 15, 2019
Instrument2019029972
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address1505 15TH ST, OCEANO, CA 93445-9425

Mortgage

Document Number0000029974
DateJul 25, 2019
Instrument2019029974
Lender
NameGOLDEN EMPIRE MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2049

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictLucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$7,585.00 (+4.59%)$679,172 (+4.04%) Land $344,892 Building $334,280
2023$7,252.00 (+1.47%)$652,800 Land $331,500 Building $321,300
2022$7,147.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 33 individual policies
Nearby Flood Policies89 units insured
incl. 56 condo units
Nearby Flood Claims2 (2010)
Most Recent ClaimDec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows
Claims by Event
  • Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCEANO COMM SERVICES DIST.
serves 7,598 people · EPA ID CA4010005
Water SourcePurchased surface water from several systems
Last State InspectionJun 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Surfnet Communications
Fixed Wireless
100 / 20

May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, T-Mobile, Verizon.

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