1527 Lakeview Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 1527 Lakeview Dr, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,857 sqft · built 1989
Lot Size	4.04 acres (175,982 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (May 2023)
Tax Bill	$7,784 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Mar 2022 Mortgage + 3 more
Flood Zone	Zone A (high risk)
APN	`07-35-333-001-000`

Property Details

APN / Parcel Number

Primary APN	`07-35-333-001-000`
Alternative APN	`07350310100100 00`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,857 sqft Living Area
1st Floor Area	1,857 sqft
Basement Area	1,857 sqft
Unfinished Basement	1,857 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	175,982 sqft (4.04 acres)
Garage Area	900 sqft
Driveway	Asphalt Driveway
Driveway Area	5,247 sqft

Exterior Amenities

Porch	Slab
Porch Area	134 sqft
Deck Area	660 sqft
Patio Area	1,034 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1527 LAKEVIEW DR
City	WATERLOO
State	IL
Zip	62298-2737
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR3
Legal Description	LOT 1 WEST LAKE ESTATES PHASE 1
Legal Range	10W
Legal Township	02S
Legal Section	35
Legal Subdivision	WEST LAKE ESTATES
Legal Lot Number	1
Jurisdiction	MONROE IL
Township / Civil Division	27
Census Block Group	3
Census Block	3019
Census Tract	600501

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1527 LAKEVIEW DR, WATERLOO, IL 62298-2737
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2023	Warranty Deed, Transfer · Conventional Mortgage BANK OF BELLEVILLE
Mar 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK WATERLOO
Aug 12, 2021	Warranty Deed, Transfer
May 26, 2020	Deed of Trust, Mortgage · Conventional with PMI STATE BK/WATERLOO
Jun 19, 2019	Warranty Deed, Transfer MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2023 · Amount on Record
Deed Sale	May 12, 2023 · Amount on Record
Prior Sale	Aug 12, 2021 · Amount on Record
Deed Document Number	2023428995
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	May 12, 2023
Property Address	1527 LAKEVIEW DR, WATERLOO, IL 62298-2737
Document Number	0000428995
Instrument Date	May 11, 2023
Instrument	428995
Transaction Type	Transfer
Record Updated	May 31, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	321 VANCOUVER DR, WATERLOO, IL 62298-5613

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1527 LAKEVIEW DR, WATERLOO, IL 62298-2737

Mortgage

Document Number	0000428996
Date	May 12, 2023
Instrument	428996

Lender

Name	BANK OF BELLEVILLE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	1527 LAKEVIEW DR, WATERLOO, IL 62298-2737
Transaction Type	Mortgage
Record Updated	Mar 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000423146
Date	Mar 14, 2022
Instrument	423146

Lender

Name	FIRST NATIONAL BANK WATERLOO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Aug 12, 2021
Property Address	1527 LAKEVIEW DR, WATERLOO, IL 62298-2737
Document Number	0000419045
Instrument Date	Aug 12, 2021
Instrument	419045
Transaction Type	Transfer
Record Updated	Aug 25, 2021

Transaction

Amount	Amount Recorded
Tax	$619.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1527 LAKEVIEW DR, WATERLOO, IL 62298-2737

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	1527 LAKEVIEW DR, WATERLOO, IL 62298-2737
Document Number	0000408441
Instrument Date	May 26, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	ACCENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1527 LAKEVIEW DR WATERLOO IL 622982737, WATERLOO, IL 62298-2737

Mortgage

Document Number	0000408441
Date	Jun 5, 2020
Instrument	408441

Lender

Name	STATE BK/WATERLOO
Type	Bank
Address	WATERLOO, IL 62298

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2050

Interest

Rate	3%

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Jun 19, 2019
Property Address	1527 LAKEVIEW DR, WATERLOO, IL 62298-2737
Document Number	0000402031
Instrument Date	Jun 18, 2019
Instrument	402031
Transaction Type	Transfer
Record Updated	Jun 28, 2019
Title Company	MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC)

Transaction

Amount	Amount Recorded
Tax	$368.25
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1527 LAKEVIEW DR WATERLOO IL 622982737, WATERLOO, IL 62298-2737

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,784.00 (-2.44%) Homeowner's exemption	$133,330 (+14.02%) Land $51,040 Building $82,290	$399,990 (+14.02%) Land $153,120 Building $246,870
2024	$7,979.00
2022	Additional exemption filed	$116,940 Land $31,680 Building $85,260	$350,820 Land $95,040 Building $255,780

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Claims	8 (1993)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Aug 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Aug 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO serves 10,190 people · EPA ID IL1330300
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Harrisonville Telephone Company DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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