1327 Lakeview Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 1327 Lakeview Dr, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,236 sqft · built 1962
Lot Size	0.42 acres (18,416 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Mar 2024)
Tax Bill	$4,040 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-35-281-010-000`

Property Details

APN / Parcel Number

Primary APN	`07-35-281-010-000`
Alternative APN	`07350200000600 00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,236 sqft Living Area
1st Floor Area	1,236 sqft
Basement Area	1,236 sqft
Unfinished Basement	1,236 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	18,416 sqft (0.42 acres)
Garage Area	299 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1327 LAKEVIEW DR
City	WATERLOO
State	IL
Zip	62298-2733
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR2
Legal Description	TAX LOT 23A & PART 22
Legal Range	10W
Legal Township	02S
Legal Section	35
Legal Lot Number	23A
Jurisdiction	MONROE IL
Township / Civil Division	27
Census Block Group	3
Census Block	3020
Census Tract	600501

Owner

1327 Lakeview Dr is owned and occupied by an individual who bought it in March 2024.

Source: Monroe County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	1327 LAKEVIEW DR, WATERLOO, IL 62298-2733
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2024	Warranty Deed, Transfer · Conventional Mortgage STATE BANK
Mar 29, 2022	Personal Representative Deed, Transfer · Conventional Mortgage STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2024 · Amount on File
Deed Sale	Mar 25, 2024 · Amount on File
Prior Sale	Mar 29, 2022 · Amount on File
Deed Document Number	2024432546
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Mar 25, 2024
Property Address	1327 LAKEVIEW DR, WATERLOO, IL 62298-2733
Document Number	0000432546
Instrument Date	Mar 1, 2024
Instrument	432546
Transaction Type	Transfer
Record Updated	Apr 24, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1226 REMINGTON RD, WATERLOO, IL 62298-3353

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1327 LAKEVIEW DR, WATERLOO, IL 62298-2733

Mortgage

Document Number	0000432547
Date	Mar 25, 2024
Instrument	432547

Lender

Name	STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

Interest

Rate Type	Fixed Rate
Rate	7%

March 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	MONROE IL
Recording Date	Mar 29, 2022
Property Address	1327 LAKEVIEW DR, WATERLOO, IL 62298-2733
Document Number	0000423491
Instrument Date	Mar 28, 2022
Instrument	423491
Transaction Type	Transfer
Record Updated	Apr 20, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$232.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1226 REMINGTON RD, WATERLOO, IL 62298-3353

Mortgage

Document Number	0000423492
Date	Mar 29, 2022
Instrument	423492

Lender

Name	STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1327 Lakeview Dr was $4,040, up 6.3% from the year before.

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,040.00 (+6.32%) Homeowner's exemption	$71,970 Land $18,010 Building $53,960	$215,910 Land $54,030 Building $161,880
2024	$3,800.00
2022		$50,930 Land $16,150 Building $34,780	$152,790 Land $48,450 Building $104,340

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1327 Lakeview Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1993)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Aug 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Aug 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1327 Lakeview Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO serves 10,190 people · EPA ID IL1330300
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Harrisonville Telephone Company DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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