Monroe County property record for 1516 Lakeview Dr, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3,154 sqft · built 2023 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $48,500 (Apr 2019) |
| Tax Bill | $15,876 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Apr 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-35-400-002-000 |
| Primary APN | 07-35-400-002-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Building Area | 3,154 sqft Living Area |
| 1st Floor Area | 3,154 sqft |
| Basement Area | 3,154 sqft |
| Unfinished Basement | 3,154 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick/Stone |
| Lot Area | 108,900 sqft (2.5 acres) |
| Cooling System | Central |
|---|
| Street Address | 1516 LAKEVIEW DR |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-2738 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WR3 |
| Legal Description | PART SW SE |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 35 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 27 |
| Census Block Group | 4 |
| Census Block | 4051 |
| Census Tract | 600501 |
1516 Lakeview Dr is owned and occupied by two individuals who bought it in April 2019.
Source: Monroe County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1516 LAKEVIEW DR, WATERLOO, IL 62298-2738 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 5, 2023 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK WATERLOO |
| Apr 8, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK WATERLOO |
| Apr 12, 2019 | Special Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK WATERLOO |
| Nov 5, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 12, 2019 · Amount on File |
| Deed Sale | Apr 12, 2019 · Amount on File |
| Deed Document Number | 2019400852 |
| Prior Transfer Date | Oct 18, 2018 |
| Prior Transfer Doc | 0000398605 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 1516 LAKEVIEW DR, WATERLOO, IL 62298-2738 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000428906 |
|---|---|
| Date | May 5, 2023 |
| Instrument | 428906 |
| Name | FIRST NATIONAL BANK WATERLOO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 1516 LAKEVIEW DR, WATERLOO, IL 62298-2738 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000423708 |
|---|---|
| Date | Apr 8, 2022 |
| Instrument | 423708 |
| Name | FIRST NATIONAL BANK WATERLOO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Apr 12, 2019 |
| Property Address | 1516 LAKEVIEW DR, WATERLOO, IL 62298-2738 |
| Document Number | 0000400852 |
| Map Reference | BK68 PG477 |
| Instrument Date | Apr 12, 2019 |
| Instrument | 400852 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $72.75 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 806 WINSLOW RD, 806, BELLEVILLE, IL 62223-1864 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1516 LAKEVIEW DR, WATERLOO, IL 62298-2738 |
| Document Number | 0000400853 |
|---|---|
| Date | Apr 12, 2019 |
| Instrument | 400853 |
| Name | FIRST NATIONAL BANK WATERLOO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Nov 5, 2018 |
| Property Address | 1516 LAKEVIEW DR, WATERLOO, IL 62298-2738 |
| Document Number | 0000398605 |
| Instrument Date | Oct 18, 2018 |
| Instrument | 398605 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 806 WINSLOW RD BELLEVILLE IL 622231864, BELLEVILLE, IL 62223-1864 |
The 2025 property tax bill for 1516 Lakeview Dr was $15,876, up 11.9% from the year before.
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,876.00 (+11.94%) Homeowner's exemption | $265,940 Land $31,940 Building $234,000 | $797,820 Land $95,820 Building $702,000 |
| 2024 | $14,182.00 | ||
| 2022 | $333 Land $333 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1516 Lakeview Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1516 Lakeview Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 61% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Harrisonville Telephone Company DSL · Fiber in parts of the area | 100 / 20 |
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