Monroe County property record for 1600 Lakeview Dr, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 1,887 sqft · built 1950 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,416 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit Nov 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-35-400-005-000 |
| Primary APN | 07-35-400-005-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,887 sqft Living Area |
| 1st Floor Area | 1,887 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Raised |
| Lot Area | 130,680 sqft (3 acres) |
| Garage Type | Mixed |
| Garage Area | 576 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 255 sqft |
| Patio Area | 404 sqft |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1600 LAKEVIEW DR |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-2740 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WR3 |
| Legal Description | TAX LOT 16 |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 35 |
| Legal Lot Number | 16 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 27 |
| Census Block Group | 4 |
| Census Block | 4050 |
| Census Tract | 600501 |
Source: Monroe County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1600 LAKEVIEW DR, WATERLOO, IL 62298-2740 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 15, 2023 | Deed of Trust, Mortgage · Line of Credit HUD |
| Nov 30, 2022 | Deed of Trust, Mortgage HUD |
| Dec 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HUD |
| Apr 9, 2019 | Loan Modification, Mortgage · Conventional Mortgage OCWEN LN SERVICING |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 1600 LAKEVIEW DR, WATERLOO, IL 62298-2740 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000430553 |
|---|---|
| Date | Sep 15, 2023 |
| Instrument | 430553 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 312 Months |
| Due | Mar 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 1600 LAKEVIEW DR, WATERLOO, IL 62298-2740 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000427133 |
|---|---|
| Date | Nov 30, 2022 |
| Instrument | 427133 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Amount | Amount Recorded |
|---|---|
| Term | 324 Months |
| Due | Mar 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 1600 LAKEVIEW DR, WATERLOO, IL 62298-2740 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000421724 |
|---|---|
| Date | Dec 28, 2021 |
| Instrument | 421724 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Mar 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 1600 LAKEVIEW DR, WATERLOO, IL 62298-2740 |
| Document Number | 0000401816 |
| Instrument Date | Apr 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1600 LAKEVIEW DR WATERLOO IL 622982740, WATERLOO, IL 62298-2740 |
| Document Number | 0000401816 |
|---|---|
| Date | Jun 6, 2019 |
| Instrument | 401816 |
| Name | OCWEN LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | WEST PALM BEACH, FL 33409 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 5, 2049 |
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,416.00 (+4.67%) Homeowner's exemption | $110,910 (+47.62%) Land $35,280 Building $75,630 | $332,730 (+47.62%) Land $105,840 Building $226,890 |
| 2024 | $6,130.00 | ||
| 2022 | Additional exemption filed | $75,130 Land $23,520 Building $51,610 | $225,390 Land $70,560 Building $154,830 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 61% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Harrisonville Telephone Company DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures