Monroe County property record for 1602 Lakeview Dr, Waterloo, IL 62298
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 5.27 acres (229,561 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $97,500 (Mar 2021) |
| Tax Bill | $1,469 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Mar 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-35-400-003-000 |
| Primary APN | 07-35-400-003-000 |
|---|---|
| Alternative APN |
|
| Lot Area | 229,561 sqft (5.27 acres) |
|---|
| Street Address | 1602 LAKEVIEW DR |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-2740 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | MA2 |
| Legal Description | PART SW SE |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 35 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 22 |
| Census Block Group | 4 |
| Census Block | 4049 |
| Census Tract | 600501 |
1602 Lakeview Dr, residential vacant land, is owned by two individuals who bought it in March 2021.
Source: Monroe County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 101 ADAMS DR, WATERLOO, IL 62298-1539 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 30, 2026 | Deed of Trust, Mortgage · VA Mortgage GERSHMAN INVESTMENT CORP |
| Mar 11, 2021 | Warranty Deed, Transfer · Conventional Mortgage BANK OF BELLEVILLE |
| May 14, 2019 | Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK WATERLOO |
| Apr 5, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 11, 2021 · Amount on File |
| Deed Sale | Mar 11, 2021 · Amount on File |
| Prior Sale | May 14, 2019 · Amount on File |
| Deed Document Number | 2021415575 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Apr 30, 2026 |
| Property Address | 1602 LAKEVIEW DR, WATERLOO, IL 62298-2740 |
| Document Number | 0000442348 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 2026442348 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1602 LAKEVIEW DR, WATERLOO, IL 62298-2740 |
| Document Number | 0000442348, |
|---|---|
| Date | Apr 30, 2026 |
| Instrument | 2026442348 |
| Name | GERSHMAN INVESTMENT CORP |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Mar 11, 2021 |
| Property Address | LAKEVIEW DR, WATERLOO, IL 62298 |
| Document Number | 0000415575 |
| Instrument Date | Mar 10, 2021 |
| Instrument | 415575 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $146.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 101 ADAMS DR, WATERLOO, IL 62298-1539 |
| Document Number | 0000415576 |
|---|---|
| Date | Mar 11, 2021 |
| Instrument | 415576 |
| Name | BANK OF BELLEVILLE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | May 14, 2019 |
| Property Address | LAKEVIEW DR, WATERLOO, IL 62298 |
| Document Number | 0000401426 |
| Instrument Date | May 14, 2019 |
| Instrument | 401426 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Title Company | INTEGRITY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $97.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 722 EVANSVILLE AVE, WATERLOO, IL 62298-1033 |
| Document Number | 0000401427 |
|---|---|
| Date | May 14, 2019 |
| Instrument | 401427 |
| Name | FIRST NATIONAL BANK WATERLOO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Apr 5, 2017 |
| Property Address | LAKEVIEW DR, WATERLOO, IL 62298 |
| Document Number | 0000389103 |
| Instrument Date | Apr 4, 2017 |
| Instrument | 389103 |
| Transaction Type | Transfer |
| Record Updated | Feb 4, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 100 W 4TH ST WATERLOO IL 622981333, WATERLOO, IL 62298-1333 |
The 2025 property tax bill for 1602 Lakeview Dr was $1,469.
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,469.00 | $24,080 (-5.31%) Land $24,080 | $72,240 (-5.31%) Land $72,240 |
| 2024 | $1,469.00 | $25,431 Land $25,431 | $76,293 Land $76,293 |
| 2022 | $24,080 Land $24,080 | $72,240 Land $72,240 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1602 Lakeview Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1602 Lakeview Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 61% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Harrisonville Telephone Company DSL · Fiber in parts of the area | 100 / 20 |
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