1517 Ruth Ave, Cincinnati, OH 45207 Property Records

Hamilton County property record for 1517 Ruth Ave, Cincinnati, OH 45207

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,595 sqft · built 1906
Lot Size	0.078 acres (3,398 sqft)
Owner	2 Individual Names on File
Last Sale	$424,000 (Feb 2024)
Tax Bill	$1,380 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Feb 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`054-0006-0051-00`

Property Details

APN / Parcel Number

Primary APN	`054-0006-0051-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,595 sqft Living Area
Gross Area	3,711 sqft
1st Floor Area	1,116 sqft
2nd Floor Area	1,116 sqft
Attic	Attic
Attic Area	363 sqft
Basement Area	1,116 sqft

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	3,398 sqft (0.078 acres)
Lot Dimensions	135 ft deep x 25 ft wide
Porch	Porch
Porch Area	234 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1517 RUTH AVE
City	CINCINNATI
State	OH
Zip	45207-1417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMX
Legal Description	1517 RUTH AVE 25 X 135.33 IRR PT LOT 37 MEYERS ET AL
Legal Subdivision	GEORGE F MEYERS
Legal Lot Number	37
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3001
Census Tract	3800

Owner

1517 Ruth Ave is owned and occupied by two individuals who bought it in February 2024.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1517 RUTH AVE, CINCINNATI, OH 45207-1417
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2022	Deed of Trust, Mortgage · Line of Credit THE NORTH SIDE BANK & TRUST CO
Feb 12, 2024	Warranty Deed, Transfer · Conventional Mortgage UMORTGAGE LLC
Oct 26, 2022	Transfer on Death Deed, Transfer
Dec 31, 2020	Deed of Trust, Mortgage GUARANTEED RATE
Jul 24, 2019	Warranty Deed, Transfer · Line of Credit GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 12, 2024 · Amount on File
Deed Sale	Feb 12, 2024 · Amount on File
Prior Sale	Jul 24, 2019 · Amount on File
Deed Document Number	20249204
Deed Book / Page	15101 / 189
Prior Transfer Date	Sep 17, 2015
Prior Transfer Doc	0000101328
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1517 RUTH AVE, CINCINNATI, OH 45207-1417
Transaction Type	Mortgage
Record Updated	Mar 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1517 RUTH AVE, CINCINNATI, OH 45207-1417

Mortgage

Document Number	0000017625
Date	Feb 16, 2022
Book Page	14606/2044
Instrument	2022-0017625

Lender

Name	THE NORTH SIDE BANK & TRUST CO
Type	Bank
Address	CINCINNATI, OH 45223

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 12, 2024
Property Address	1517 RUTH AVE, CINCINNATI, OH 45207-1417
Document Number	0000009204
Book / Page	15101 / 189
Map Reference	VOL 2 PG 46
Instrument Date	Feb 7, 2024
Instrument	2024-0009204
Transaction Type	Transfer
Record Updated	Apr 9, 2024
Title Company	NOT AVAILABLE, RED LETTER TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1517 RUTH AVE, CINCINNATI, OH 45207-1417

Mortgage

Document Number	0000009205
Date	Feb 12, 2024
Instrument	2024-0009205

Lender

Name	UMORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

Mortgage

Document Number	0000009205
Date	Feb 12, 2024
Book Page	15101/191
Instrument	2024-0009205

Lender

Name	UMORTGAGE LLC
Type	Mortgage Company
Address	2 LOGAN SQ STE 1400, PHILADELPHIA, PA 19103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

October 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 26, 2022
Property Address	1517 RUTH AVE, CINCINNATI, OH 45207-1417
Document Number	0000100902
Book / Page	14781 / 1121
Map Reference	MB 8 VOL 2 PG 46
Instrument Date	Oct 25, 2022
Instrument	2022-0100902
Transaction Type	Transfer
Record Updated	Mar 29, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1517 RUTH AVE, CINCINNATI, OH 45207-1475
Document Number	0000002689
Instrument Date	Dec 31, 2020
Transaction Type	Mortgage
Record Updated	Mar 25, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1517 RUTH AVE CINCINNATI OH 452071475, CINCINNATI, OH 45207-1475

Mortgage

Document Number	0000002689
Date	Jan 7, 2021
Book Page	014329/000706
Instrument	2689

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	240 Months
Due	Jan 6, 2041

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 24, 2019
Property Address	1517 RUTH AVE, CINCINNATI, OH 45207-1475
Document Number	0000060093
Book / Page	013965 / 001785
Instrument Date	Jul 18, 2019
Instrument	60093
Transaction Type	Transfer
Record Updated	Sep 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,120.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1517 RUTH AVE CINCINNATI OH 452071475, CINCINNATI, OH 45207-1475

Mortgage

Document Number	60094
Date	Jul 24, 2019
Book Page	013965/001787
Instrument	60094

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 23, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1517 Ruth Ave was $1,380, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,380.00 (+3.14%)	$107,286 (-) Land $4,375 Building $102,911	$306,530 Land $12,500 Building $294,030
2024	$1,338.00 (-2.19%)	$107,286 (-) Land $4,375 Building $102,911
2023	$1,368.00 (+1.56%)	$107,286 (+9.48%) Land $4,375 Building $102,911	$306,530 Land $12,500 Building $294,030
2022	$1,347.00 Homeowner's exemption	$98,000 Land $3,178 Building $94,822
2020			$280,000 Land $9,080 Building $270,920

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1517 Ruth Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1517 Ruth Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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