1515 Ruth Ave, Cincinnati, OH 45207 Property Records

Hamilton County property record for 1515 Ruth Ave, Cincinnati, OH 45207

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,048 sqft · built 1907
Lot Size	0.125 acres (5,445 sqft)
Owner	Individual Name on File
Last Sale	$303,000 (Mar 2021)
Tax Bill	$1,564 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`054-0006-0050-00`

Property Details

APN / Parcel Number

Primary APN	`054-0006-0050-00`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,048 sqft Living Area
Gross Area	2,888 sqft
1st Floor Area	840 sqft
2nd Floor Area	816 sqft
Attic	Attic
Attic Area	392 sqft
Basement Area	840 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	5,445 sqft (0.125 acres)
Lot Dimensions	135 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	154 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1515 RUTH AVE
City	CINCINNATI
State	OH
Zip	45207-1417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMX
Legal Description	1515 RUTH AVE 40 X 135.33 IRR PT LOT 36 MEYERS ET AL SUB
Legal Subdivision	GEO F MEYERS ET AL SUB
Legal Lot Number	36
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3001
Census Tract	3800

Owner

1515 Ruth Ave is owned and occupied by an individual who bought it in March 2021.

Source: Hamilton County records, as of July 24, 2026

Owner of Record	Individual Name on File
Mailing Address	1515 RUTH AVE, CINCINNATI, OH 45207-1417
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE
Mar 30, 2021	Executor's Deed, Transfer · FHA Mortgage MID-AMERICAN MORTGAGE INC
Mar 1, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2021 · Amount on File
Deed Sale	Mar 30, 2021 · Amount on File
Prior Sale	Jan 10, 2012 · Amount on File
Deed Document Number	202139751
Deed Book / Page	14385 / 1907
Prior Transfer Date	Feb 27, 2017
Prior Transfer Doc	0000018670
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	Jun 23, 2026
Property Address	1515 RUTH AVE, CINCINNATI, OH 45207-1417
Document Number	0000050177
Book / Page	15692 / 776
Instrument Date	May 26, 2026
Instrument	202650177
Transaction Type	Mortgage
Record Updated	Jul 24, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1515 RUTH AVE, CINCINNATI, OH 45207-1417

Mortgage

Document Number	0000050177,
Date	Jun 23, 2026
Book Page	15692/776
Instrument	202650177

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	298 Months
Due	Apr 1, 2051

Interest

Rate	6.3%
Max Rate	-1%

March 2021: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 30, 2021
Property Address	1515 RUTH AVE, CINCINNATI, OH 45207-1417
Document Number	0000039751
Book / Page	14385 / 1907
Instrument Date	Mar 19, 2021
Instrument	2021-0039751
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$909.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1515 RUTH AVE, CINCINNATI, OH 45207-1417

Mortgage

Document Number	0000039752
Date	Mar 30, 2021
Instrument	2021-0039752

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 1, 2017
Property Address	1515 RUTH AVE, CINCINNATI, OH 45207-1417
Document Number	0000018670
Book / Page	013364 / 002380
Instrument Date	Feb 27, 2017
Instrument	18670
Transaction Type	Transfer
Record Updated	Jul 13, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	195 SUNNY ACRES DR CINCINNATI OH 452553902, CINCINNATI, OH 45255-3902

Tax Assessment & Valuation

The 2025 property tax bill for 1515 Ruth Ave was $1,564, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,564.00 (+3.1%)	$96,509 (-) Land $7,000 Building $89,509	$275,740 Land $20,000 Building $255,740
2024	$1,517.00 (-2.19%)	$96,509 (-) Land $7,000 Building $89,509
2023	$1,551.00 (+24.78%)	$96,509 (+39.96%) Land $7,000 Building $89,509	$275,740 Land $20,000 Building $255,740
2022	$1,243.00 Homeowner's exemption	$68,954 Land $5,086 Building $63,868
2020			$197,010 Land $14,530 Building $182,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1515 Ruth Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1515 Ruth Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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