1509 Ruth Ave, Cincinnati, OH 45207 Property Records

Hamilton County property record for 1509 Ruth Ave, Cincinnati, OH 45207

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,012 sqft · built 1909
Lot Size	0.119 acres (5,184 sqft)
Owner	2 Company Names on Record
Tax Bill	$1,517 (2025)
Deeds & Mortgages	Apr 2026 Transfer Oct 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`054-0006-0104-00`

Property Details

APN / Parcel Number

Primary APN	`054-0006-0104-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,012 sqft Living Area
Gross Area	2,907 sqft
1st Floor Area	895 sqft
2nd Floor Area	797 sqft
Attic	Attic
Attic Area	320 sqft
Basement Area	895 sqft

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	5,184 sqft (0.119 acres)
Lot Dimensions	137 ft deep x 38 ft wide
Porch	Open Frame Porch
Porch Area	161 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1509 RUTH AVE
City	CINCINNATI
State	OH
Zip	45207-1417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMX
Legal Description	1509 RUTH AVE 37.50 X 137.40 PT LOT 34-35 MEYERS ET AL
Legal Subdivision	MEYERS
Legal Lot Number	34-35
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3001
Census Tract	3800

Owner

Source: Hamilton County records, as of May 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1509 RUTH AVE, CINCINNATI, OH 45207-1417
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Oct 14, 2025	Deed of Trust, Mortgage · Line of Credit GENERAL ELECTRIC CU
Feb 19, 2021	Deed of Trust, Mortgage · ARM GENERAL ELECTRIC CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2015
Deed Sale	May 12, 2015
Prior Sale	Mar 6, 2003 · Amount on Record
Deed Document Number	201548203
Deed Book / Page	12892 / 1113
Last Transfer Date	Apr 8, 2026
Transfer Doc	0000027772
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 13, 2026
Property Address	1509 RUTH AVE, CINCINNATI, OH 45207-1417
Document Number	0000027772
Book / Page	15643 / 1720
Instrument Date	Apr 8, 2026
Instrument	202627772
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	1509 RUTH AVE, CINCINNATI, OH 45207-1417

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1509 RUTH AVE, CINCINNATI, OH 45207-1417
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1509 RUTH AVE, CINCINNATI, OH 45207-1417

Mortgage

Document Number	0000079804
Date	Oct 14, 2025
Book Page	15521/1105
Instrument	2025-0079804

Lender

Name	GENERAL ELECTRIC CU
Type	Credit Union
Address	CINCINNATI, OH 45242

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 8, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1509 RUTH AVE, CINCINNATI, OH 45207-1417
Transaction Type	Mortgage
Record Updated	Mar 24, 2021
Title Company	RELIABLE LAND TITLE AGENCY LLC, RELIABLE LAND TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021404
Date	Feb 19, 2021
Book Page	14358/1972
Instrument	2021-0021404

Lender

Name	GENERAL ELECTRIC CU
Type	Credit Union
Address	CINCINNATI, OH 45241

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Mar 1, 2031
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	4.37%
Index	1-Year CMT
Max Rate	7.87%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,517.00 (+3.13%)	$92,044 (+%) Land $6,717 Building $85,327	$262,980 (-) Land $19,190 Building $243,790
2024	$1,471.00 (-2.19%)	$92,042 (-) Land $6,716 Building $85,326
2023	$1,504.00 (+18.15%)	$92,042 (+30.41%) Land $6,716 Building $85,326	$262,980 (+30.41%) Land $19,190 Building $243,790
2022	$1,273.00 Homeowner's exemption	$70,578 Land $4,879 Building $65,699
2020			$201,650 Land $13,940 Building $187,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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