151 E Step Rd, Chestertown, MD 21620 Property Records

Queen Anne's County property record for 151 E Step Rd, Chestertown, MD 21620 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,400 sqft · built 2022
Lot Size0.441 acres (19,203 sqft)
Owner2 Individual Names on File
Last Sale$285,000 (Jan 2023)
Tax Bill$2,500 (2025)
Deeds & MortgagesJan 2023 Sale & Mortgage
Jun 2022 Sale
Flood ZoneZone X (minimal risk)
APN07-018282

Property Details

APN / Parcel Number

Primary APN07-018282
Alternative APNs
  • 7018282
  • 018282

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,400 sqft Total Area

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area19,203 sqft (0.441 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number018282
Street Address151 E STEP RD
CityCHESTERTOWN
StateMD
Zip21620-2410
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 57-58 BLOCK C CHAR NOR MANOR
Legal SubdivisionWIENEKE SUBDIVISION
Legal BlockC
Legal Lot Number57,58
JurisdictionQUEEN ANNE'S MD
Township / Civil Division7, CRUMPTON
Census Block Group1
Census Block1001
Census Tract810100

Owner

Source: Queen Anne's County records · APN 07-018282

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address151 E STEP RD, CHESTERTOWN, MD 21620-2410
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 04, 2023Deed, Transfer · VA Mortgage
FIRST HOME MORTGAGE CORP
Jun 16, 2022Deed, Transfer
ATLANTIC TITLE GROUP, THE ATLANTIC TITLE GROUP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 04, 2023 · Amount on Record
Deed SaleJan 04, 2023 · Amount on Record
Prior SaleJun 16, 2022 · Amount on Record
Record UpdatedSep 20, 2026

January 2023: Deed, Transfer

Document TypeDeed
JurisdictionQUEEN ANNE'S MD
Recording DateJan 04, 2023
Property Address151 E STEP RD, CHESTERTOWN, MD 21620-2410
Document Number0041640043
Book / Page4164 / 43
Map ReferenceMB 3801 PG 253
Instrument DateJan 03, 2023
Transaction TypeTransfer
Record UpdatedSep 14, 2023
Title CompanyATLANTIC TITLE GROUP, THE ATLANTIC TITLE GROUP

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$712.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address151 E STEP RD, CHESTERTOWN, MD 21620-2410
InvestorPossibly a Property Investor

Mortgage

Document Number0041640049
DateJan 04, 2023
Instrument4164-0049
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2053

June 2022: Deed, Transfer

Document TypeDeed
JurisdictionQUEEN ANNE'S MD
Recording DateJun 16, 2022
Property Address151 E STEP RD, CHESTERTOWN, MD 21620-2410
Document Number0040630073
Book / Page4063 / 73
Map ReferenceLB NBW 2 FO 416
Instrument DateJun 15, 2022
Transaction TypeTransfer
Record UpdatedSep 14, 2023
Title CompanyATLANTIC TITLE GROUP, THE ATLANTIC TITLE GROUP

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 490, QUEENSTOWN, MD 21658-0490

Tax Assessment & Valuation

Source: Queen Anne's County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyQueen Anne's County
Unified School DistrictQueen Annes County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$264,233 (+19.82%)$274,700 (+6.06%) Land $113,500 Building $161,200
2025$2,500.00 (+20.37%)
2023$2,077.00$220,533$259,000 Land $58,500 Building $200,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Queen Anne's County (24035C), updated October 25, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240358101001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 15 individual NFIP policies nearby
Nearby Flood Policies15 in force
10 of 15 on primary residences
Nearby Flood Claims12 (1999–2011)
Claims Outside the SFHA4 of 12
Most Recent ClaimOct 2011, rainfall accumulation
Flood Events
  • Hurricane Isabel (Sep 2003), 5 claims
  • Hurricane Floyd Major Disaster Declarations (Sep 1999), 3 claims

Wildfire

Wildfire RiskLow
above 5% of the US · above 11% of Maryland
Wildfire LikelihoodAbout 1 in 6,250 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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