140 E Step Rd, Chestertown, MD 21620 Property Records

Queen Anne's County property record for 140 E Step Rd, Chestertown, MD 21620

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,400 sqft · built 2022
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Individual Names on File
Last Sale	$272,500 (May 2022)
Tax Bill	$2,426 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Feb 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`07-018266`

Property Details

APN / Parcel Number

Primary APN	`07-018266`
Alternative APNs	`7018266` `018266`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,400 sqft Total Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	15,000 sqft (0.344 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	018266
Street Address	140 E STEP RD
City	CHESTERTOWN
State	MD
Zip	21620-2413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC20T
Legal Description	LOT 16 (COVER L OTS BLOCK D CHAR NOR MANOR
Legal Subdivision	WIENEKE SUBDIVISION
Legal Block	D
Legal Lot Number	16
Jurisdiction	QUEEN ANNE'S MD
Township / Civil Division	7, CRUMPTON
Census Block Group	1
Census Block	1001
Census Tract	810100

Owner

Source: Queen Anne's County assessment roll, APN 07-018266, as of August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	140 E STEP RD, CHESTERTOWN, MD 21620-2413
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2022	Deed, Transfer · USDA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Feb 18, 2022	Deed, Transfer ATLANTIC TITLE GROUP, THE ATLANTIC TITLE GROUP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 27, 2022 · Amount on Record
Deed Sale	May 27, 2022 · Amount on Record
Prior Sale	Feb 18, 2022 · Amount on Record
Deed Book / Page	4048 / 59
Record Updated	Sep 20, 2026

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	QUEEN ANNE'S MD
Recording Date	May 27, 2022
Property Address	140 E STEP RD, CHESTERTOWN, MD 21620-2413
Document Number	0040480059
Book / Page	4048 / 59
Map Reference	LB 2 FO 416
Instrument Date	May 25, 2022
Transaction Type	Transfer
Record Updated	Aug 09, 2022
Title Company	ATLANTIC TITLE GROUP, THE ATLANTIC TITLE GROUP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	140 E STEP RD, 140, CHESTERTOWN, MD 21620-2413

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	140 E STEP RD, CHESTERTOWN, MD 21620-2413

Mortgage

Document Number	0004048066
Date	May 27, 2022
Instrument	4048-066

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	QUEEN ANNE'S MD
Recording Date	Feb 18, 2022
Property Address	140 E STEP RD, CHESTERTOWN, MD 21620-2413
Document Number	0039750269
Book / Page	3975 / 269
Map Reference	LB NBW 2 FO 416
Instrument Date	Feb 17, 2022
Transaction Type	Transfer
Record Updated	Aug 09, 2022
Title Company	ATLANTIC TITLE GROUP, THE ATLANTIC TITLE GROUP

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 493, GRASONVILLE, MD 21638-0493

Tax Assessment & Valuation

Source: Queen Anne's County assessment roll as of August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Queen Anne's County
Unified School District	Queen Annes County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$267,833 (+16.31%)	$286,300 (+10.71%) Land $112,500 Building $173,800
2025	$2,426.00 (+13.31%) Homeowner's exemption
2023	$2,141.00	$230,267	$258,600 Land $57,500 Building $201,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Queen Anne's County (24035C), as of October 25, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240358101001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	12 (1999–2011)
Claims Outside the SFHA	4 of 12
Most Recent Claim	Oct 2011 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 5 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 89 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000

May also be available: ALTIUS Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

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