Queen Anne's County property record for 131 E Step Rd, Chestertown, MD 21620 · Last verified August 2026
| Property Type | Mobile Home |
|---|---|
| Details | 2 ba · 2,400 sqft · built 1991 |
| Lot Size | 0.517 acres (22,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $230,000 (Sep 2023) |
| Tax Bill | $1,661 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Sep 2023 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-010699 |
| Primary APN | 07-010699 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,400 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Mobile Home |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 22,500 sqft (0.517 acres) |
| Lot Dimensions | 150 ft deep x 150 ft wide |
| Porch | Porch |
| Porch Area | 112 sqft |
| Deck Area | 60 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 010699 |
|---|---|
| Street Address | 131 E STEP RD |
| City | CHESTERTOWN |
| State | MD |
| Zip | 21620-2410 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | LOTS 47-48-49 BLK C CHAR-NOR MANOR |
| Legal Subdivision | CHAR NOR MANOR DEVELOPMENT |
| Legal Block | C |
| Legal Lot Number | 47ETC |
| Jurisdiction | QUEEN ANNE'S MD |
| Township / Civil Division | 7, CRUMPTON |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 810100 |
Source: Queen Anne's County records · APN 07-010699
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 131 E STEP RD, CHESTERTOWN, MD 21620-2410 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 01, 2026 | Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE |
| Sep 21, 2023 | Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Oct 07, 2019 | Deed of Trust, Mortgage · Reverse Mortgage DIRECT MORTGAGE LOANS LLC |
| Feb 16, 2021 | Deed, Transfer |
| Apr 08, 2019 | Deed of Trust, Mortgage · FHA Mortgage DIRECT MTG LN |
| Jan 23, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 21, 2023 · Amount on Record |
| Deed Sale | Sep 21, 2023 · Amount on Record |
| Deed Book / Page | 4280 / 68 |
| Prior Transfer Date | Oct 08, 2018 |
| Prior Transfer Doc | 0030320001 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | QUEEN ANNE'S MD |
| Recording Date | Apr 01, 2026 |
| Property Address | 131 E STEP RD, CHESTERTOWN, MD 21620-2410 |
| Document Number | 4756000029 |
| Book / Page | 4756 / 29 |
| Instrument Date | Mar 20, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 131 E STEP RD, CHESTERTOWN, MD 21620-2410 |
| Investor | Possibly a Property Investor |
| Document Number | 4756000029, |
|---|---|
| Date | Apr 01, 2026 |
| Book Page | 4756/29 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | QUEEN ANNE'S MD |
| Recording Date | Sep 21, 2023 |
| Property Address | 131 E STEP RD, CHESTERTOWN, MD 21620-2410 |
| Document Number | 0042800068 |
| Book / Page | 4280 / 68 |
| Map Reference | LB 2 FO 416 |
| Instrument Date | Sep 15, 2023 |
| Transaction Type | Transfer |
| Record Updated | Oct 05, 2023 |
| Title Company | ATLANTIC TITLE GROUP, THE ATLANTIC TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 131 E STEP RD, CHESTERTOWN, MD 21620-2410 |
| Document Number | 0042800073 |
|---|---|
| Date | Sep 21, 2023 |
| Instrument | 4280-0073 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | QUEEN ANNE'S MD |
| Property Address | 131 E STEP RD, CHESTERTOWN, MD 21620-2410 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0031730227 |
|---|---|
| Date | Oct 07, 2019 |
| Book Page | 3173/227 |
| Name | DIRECT MORTGAGE LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | HUNT VALLEY, MD 21031 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 775 Months |
| Due | May 06, 2084 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.71% |
| Type Change Date | May 01, 2020 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Deed |
|---|---|
| Jurisdiction | QUEEN ANNE'S MD |
| Recording Date | Feb 16, 2021 |
| Property Address | 131 E STEP RD, CHESTERTOWN, MD 21620-2410 |
| Document Number | 0036070241 |
| Book / Page | 3607 / 241 |
| Map Reference | PL 27369 |
| Instrument Date | Aug 11, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 131 E STEP RD, CHESTERTOWN, MD 21620-2410 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | QUEEN ANNE'S MD |
| Property Address | 131 E STEP RD, CHESTERTOWN, MD 21620-2410 |
| Document Number | 0031730254 |
| Instrument Date | Apr 08, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 131 E STEP RD CHESTERTOWN MD 216202410, CHESTERTOWN, MD 21620-2410 |
| Document Number | 0031730254 |
|---|---|
| Date | Oct 07, 2019 |
| Book Page | 003173/000254 |
| Name | DIRECT MTG LN |
|---|---|
| Type | Mortgage Company |
| Address | HUNT VALLEY, MD 21031 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 780 Months |
| Due | Oct 06, 2084 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.71% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | QUEEN ANNE'S MD |
| Recording Date | Jan 23, 2019 |
| Property Address | 131 E STEP RD, CHESTERTOWN, MD 21620-2410 |
| Document Number | 0030320001 |
| Book / Page | 003032 / 000001 |
| Instrument Date | Oct 08, 2018 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 131 E STEP RD CHESTERTOWN MD 216202410, CHESTERTOWN, MD 21620-2410 |
Source: Queen Anne's County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Queen Anne's County |
| Unified School District | Queen Annes County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $188,333 (+10.78%) | $225,000 (+32.35%) Land $114,300 Building $110,700 | |
| 2025 | $1,661.00 (+13.77%) | $170,000 (+9.58%) Land $59,300 Building $110,700 | $170,000 (-) Land $59,300 Building $110,700 |
| 2023 | $1,460.00 Homeowner's exemption | $155,133 | $170,000 Land $59,300 Building $110,700 |
Source: FEMA National Flood Hazard Layer, Queen Anne's County (24035C), updated October 25, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240358101001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 15 individual NFIP policies nearby |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 12 (1999–2011) |
| Claims Outside the SFHA | 4 of 12 |
| Most Recent Claim | Oct 2011, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Low above 5% of the US · above 11% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 6,250 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 89 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Talkie Communications | Fiber | 10,000 / 10,000 |
May also be available at this address: ALTIUS Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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