136 E Step Rd, Chestertown, MD 21620 Property Records

Queen Anne's County property record for 136 E Step Rd, Chestertown, MD 21620 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,400 sqft · built 2022
Lot Size0.344 acres (15,000 sqft)
Owner2 Individual Names on File
Last Sale$275,000 (May 2022)
Tax Bill$2,426 (2025)
Deeds & MortgagesMay 2022 Sale & Mortgage
Feb 2022 Sale
Flood ZoneZone X (minimal risk)
APN07-018274

Property Details

APN / Parcel Number

Primary APN07-018274
Alternative APNs
  • 7018274
  • 018274

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,400 sqft Total Area

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area15,000 sqft (0.344 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number018274
Street Address136 E STEP RD
CityCHESTERTOWN
StateMD
Zip21620-2413
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 14 (COVER LOTS 1 BLOCK D CHAR NOR MANOR
Legal SubdivisionCHAR NOR MANOR
Legal BlockD
Legal Lot Number1,14
JurisdictionQUEEN ANNE'S MD
Township / Civil Division7, CRUMPTON
Census Block Group1
Census Block1001
Census Tract810100

Owner

Source: Queen Anne's County records · APN 07-018274

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address136 E STEP RD, CHESTERTOWN, MD 21620-2413
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 16, 2022Deed, Transfer · FHA Mortgage
FIRST HOME MORTGAGE CORP
Feb 18, 2022Deed, Transfer
ATLANTIC TITLE GROUP, THE ATLANTIC TITLE GROUP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 16, 2022 · Amount on Record
Deed SaleMay 16, 2022 · Amount on Record
Prior SaleFeb 18, 2022 · Amount on Record
Deed Book / Page4040 / 1
Record UpdatedSep 20, 2026

May 2022: Deed, Transfer

Document TypeDeed
JurisdictionQUEEN ANNE'S MD
Recording DateMay 16, 2022
Property Address136 E STEP RD, CHESTERTOWN, MD 21620-2413
Document Number0040400001
Book / Page4040 / 1
Map ReferenceLB 2 FO 416
Instrument DateMar 10, 2022
Transaction TypeTransfer
Record UpdatedAug 09, 2022
Title CompanyATLANTIC TITLE GROUP, THE ATLANTIC TITLE GROUP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address136 E STEP RD, CHESTERTOWN, MD 21620-2413

Mortgage

Document Number0004040007
DateMay 16, 2022
Instrument4040-007
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2052

February 2022: Deed, Transfer

Document TypeDeed
JurisdictionQUEEN ANNE'S MD
Recording DateFeb 18, 2022
Property Address136 E STEP RD, CHESTERTOWN, MD 21620-2413
Document Number0039760001
Book / Page3976 / 1
Map ReferenceMB TSP 11
Instrument DateFeb 17, 2022
Transaction TypeTransfer
Record UpdatedAug 09, 2022
Title CompanyATLANTIC TITLE GROUP, THE ATLANTIC TITLE GROUP

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 490, QUEENSTOWN, MD 21658-0490

Tax Assessment & Valuation

Source: Queen Anne's County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyQueen Anne's County
Unified School DistrictQueen Annes County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$267,833 (+16.31%)$286,300 (+10.71%) Land $112,500 Building $173,800
2025$2,426.00 (+13.31%) Homeowner's exemption
2023$2,141.00$230,267$258,600 Land $57,500 Building $201,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Queen Anne's County (24035C), updated October 25, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240358101001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 15 individual NFIP policies nearby
Nearby Flood Policies15 in force
10 of 15 on primary residences
Nearby Flood Claims12 (1999–2011)
Claims Outside the SFHA4 of 12
Most Recent ClaimOct 2011, rainfall accumulation
Flood Events
  • Hurricane Isabel (Sep 2003), 5 claims
  • Hurricane Floyd Major Disaster Declarations (Sep 1999), 3 claims

Wildfire

Wildfire RiskLow
above 5% of the US · above 11% of Maryland
Wildfire LikelihoodAbout 1 in 6,250 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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