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  4. E Step Rd

126 E Step Rd, Chestertown, MD 21620 Property Records

Queen Anne's County property record for 126 E Step Rd, Chestertown, MD 21620 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,232 sqft · built 2004
Lot Size0.344 acres (15,000 sqft)
OwnerIndividual Name on File
Last Sale$135,000 (Sep 2014)
Tax Bill$1,916 (2025)
Deeds & MortgagesMay 2026 Line of Credit
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN07-011962

Property Details

APN / Parcel Number

Primary APN07-011962
Alternative APNs
  • 7011962
  • 011962

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,232 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area15,000 sqft (0.344 acres)
Lot Dimensions150 ft deep x 100 ft wide
Deck Area144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number011962
Street Address126 E STEP RD
CityCHESTERTOWN
StateMD
Zip21620-2413
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 9 BLOCK D CHAR NOR MANOR
Legal SubdivisionCHAR NOR MANOR
Legal BlockD
Legal Lot Number9
JurisdictionQUEEN ANNE'S MD
Township / Civil Division7, CRUMPTON
Census Block Group1
Census Block1001
Census Tract810100

Owner

Source: Queen Anne's County records · APN 07-011962

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address126 E STEP RD, CHESTERTOWN, MD 21620-2413
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 01, 2026Deed of Trust, Mortgage · Line of Credit
P N C BANK NA
May 06, 2020Deed of Trust, Mortgage · Conventional Mortgage
SYNERGY ONE LENDING

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 15, 2014 · Amount on Record
Deed SaleSep 15, 2014 · Amount on Record
Prior SaleNov 17, 2011 · Amount on Record
Deed Document Number2014436129
Deed Book / Page2324 / 321
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionQUEEN ANNE'S MD
Recording DateMay 01, 2026
Property Address126 E STEP RD, CHESTERTOWN, MD 21620-2413
Document Number4775000001
Book / Page4775 / 1
Instrument DateApr 20, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyVISIONET SYSTEMS INC, VISIONET SYSTEMS

Transferred To (Grantee/Buyer)

NameVerified Name
Address126 E STEP RD, CHESTERTOWN, MD 21620-2413
InvestorPossibly a Property Investor

Mortgage

Document Number4775000001,
DateMay 01, 2026
Book Page4775/1
Lender
NameP N C BANK NA
Agreement
TypeLine of Credit
AmountAmount Recorded
Term479 Months
DueApr 25, 2066
Interest
Rate6.22%
Max Rate-1%

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionQUEEN ANNE'S MD
Property Address126 E STEP RD, CHESTERTOWN, MD 21620-2413
Transaction TypeMortgage
Record UpdatedOct 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0033260083
DateMay 06, 2020
Book Page3326/83
Lender
NameSYNERGY ONE LENDING
TypeMortgage Company
Address69014
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2050

Tax Assessment & Valuation

Source: Queen Anne's County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyQueen Anne's County
Unified School DistrictQueen Annes County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$216,933 (+10.12%)$256,800 (+30.36%) Land $112,500 Building $144,300
2025$1,916.00 (+19.9%)$197,000 (+16.11%) Land $57,500 Building $139,500$197,000 (-) Land $57,500 Building $139,500
2023$1,598.00$169,667$197,000 Land $57,500 Building $139,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Queen Anne's County (24035C), updated October 25, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240358101001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 15 individual NFIP policies nearby
Nearby Flood Policies15 in force
Nearby Flood Claims12 (1999–2011)
Claims Outside the SFHA4 of 12
Most Recent ClaimOct 2011, rainfall accumulation
Claims By Storm
  • Hurricane Isabel, Sep 2003 · 5 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Wildfire

Wildfire RiskLow
above 5% of the US · above 11% of Maryland
Wildfire LikelihoodAbout 1 in 6,250 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 89 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Talkie CommunicationsFiber10,000 / 10,000

May also be available at this address: ALTIUS Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

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