1506 E Main St, Richmond, KY 40475 Property Records

Madison County property record for 1506 E Main St, Richmond, KY 40475 · Last verified December 2025

Property Summary

Property Type	Other Improved
Details	4,700 sqft
Owner	Company Name on File
Tax Bill	$3,342 (2025)
Deeds & Mortgages	Nov 2018 Mortgage Nov 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R010-0018-0012`

Property Details

APN / Parcel Number

Primary APN	`R010-0018-0012`
Alternative APNs	`105563` `142881` `66764`

Interior

Stories	2 Stories
Building Area	4,700 sqft Total Area

Exterior

Exterior Material	Aluminum/Vinyl
Garage Area	4,700 sqft
Parking Spaces	15 Parking Spaces

Location & Zoning

Account Number	66764
Street Address	1506 E MAIN ST
City	RICHMOND
State	KY
Zip	40475-2036
Property Category	Other
Property Type	Other > Other Improved
Legal Description	RICHMOND INVESTMENT LOT 13 & 15
Legal Lot Number	13,15
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1032
Census Tract	10303

Owner

Source: Madison County records · APN R010-0018-0012

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	320 CONCORD RD, RICHMOND, KY 40475-9087
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2018	Deed of Trust, Mortgage · Commercial Mortgage 1ST TRUST BANK INC
Nov 01, 2021	Deed, Transfer · Stand-Alone First Mortgage FIRST NATIONAL BANK OF RUSSELL SPRI
Apr 24, 2020	Deed, Transfer FIRST NATIONAL BANK
Jul 03, 2019	Deed, Transfer PEOPLES BANK & TRUST CO OF MADISON
Feb 25, 2019	Deed, Construction Loan · Commercial Mortgage CITIZENS GUARANTY BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 01, 2021
Deed Sale	Nov 01, 2021
Prior Sale	Apr 24, 2020 · Amount on Record
Deed Document Number	2014061631
Deed Book / Page	D813 / 494
Record Updated	Jun 08, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	1506 E MAIN ST, RICHMOND, KY 40475-2036
Transaction Type	Mortgage
Record Updated	Feb 02, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	M01833/585
Date	Nov 12, 2018
Book Page	M01833/585
Instrument	2013984560

Lender

Name	1ST TRUST BANK INC
Type	Bank
Address	RICHMOND, KY 40475

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 07, 2038

Interest

Rate Type	Adjustable Rate

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Nov 01, 2021
Property Address	1506 E MAIN ST, RICHMOND, KY 40475-2036
Document Number	00D813/494
Book / Page	D813 / 494
Map Reference	CAB 28 SL 216
Instrument Date	Oct 26, 2021
Instrument	2014061631
Transaction Type	Transfer
Record Updated	Feb 02, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	299 E CAMBRIDGE LN, NICHOLASVILLE, KY 40356-8130

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	299 E CAMBRIDGE LN, NICHOLASVILLE, KY 40356-8130
Investor	Possibly a Property Investor

Mortgage

Document Number	2014061632
Date	Nov 01, 2021
Instrument	2014061632

Lender

Name	FIRST NATIONAL BANK OF RUSSELL SPRI

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Oct 26, 2041

April 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Apr 24, 2020
Property Address	1506 E MAIN ST, RICHMOND, KY 40475-2036
Document Number	D00787/103
Book / Page	D00787 / 103
Map Reference	CAB 28 SL 216
Instrument Date	Apr 23, 2020
Instrument	2014010800
Transaction Type	Transfer
Record Updated	Feb 02, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 805, RICHMOND, KY 40476-0805

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	333 N 1ST ST, RICHMOND, KY 40475-1531

Mortgage

Document Number	2014010801
Date	Apr 24, 2020
Instrument	2014010801

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Apr 23, 2040

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jul 03, 2019
Property Address	1506 E MAIN ST, RICHMOND, KY 40475-2036
Document Number	D00775/393
Book / Page	D00775 / 393
Map Reference	CAB P28 SL 216
Instrument Date	Jun 24, 2019
Instrument	2013994985
Transaction Type	Transfer
Record Updated	Feb 02, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 805, RICHMOND, KY 40476-0805

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 805, RICHMOND, KY 40476-0805

Mortgage

Document Number	2013994986
Date	Jul 03, 2019
Instrument	2013994986

Lender

Name	PEOPLES BANK & TRUST CO OF MADISON
Type	Bank

Agreement

Amount	Amount Recorded

February 2019: Deed, Construction Loan

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Feb 25, 2019
Property Address	1506 E MAIN ST, RICHMOND, KY 40475-2036
Document Number	D00770/234
Book / Page	D00770 / 234
Map Reference	CAB 28 SL 216
Instrument Date	Feb 21, 2019
Instrument	2013988714
Transaction Type	Construction Loan
Record Updated	Feb 02, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$124.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1720, RICHMOND, KY 40476-1720

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 805, RICHMOND, KY 40476-0805

Mortgage

Document Number	2013988715
Date	Feb 25, 2019
Instrument	2013988715

Lender

Name	CITIZENS GUARANTY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 21, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,342.00 (-13.87%) Additional exemption filed	$354,500 (-11.38%)	$354,500 (-11.38%)
2023	$3,880.00 (-0.31%)	$400,000 (-)	$400,000 (-)
2022	$3,892.00	$400,000	$400,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211510103031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 244 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Spectrum, Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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