1423 E Main St, Richmond, KY 40475 Property Records

Madison County property record for 1423 E Main St, Richmond, KY 40475

Property Summary

Property Type	Other
Owner	Company Name on Record
Last Sale	$260,000 (Nov 2021)
Tax Bill	$2,451 (2025)
Deeds & Mortgages	Nov 2021 Sale Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R009-0054-0019`

Property Details

APN / Parcel Number

Primary APN	`R009-0054-0019`
Alternative APNs	`133974` `96771` `63889`

Exterior

Total Buildings	2 Buildings

Location & Zoning

Account Number	63889
Street Address	1423 E MAIN ST
City	RICHMOND
State	KY
Zip	40475-2033
Property Category	Other
Property Type	Other > Miscellaneous
Legal Description	RICHMOND INVESTMENT LOT 15 BLK 6
Legal Subdivision	RICHMOND INVESTMENTS
Legal Block	6
Legal Lot Number	15
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1031
Census Tract	10303

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2121 LEXINGTON RD, RICHMOND, KY 40475-9101
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2021	Deed, Transfer
Oct 12, 2018	Deed, Transfer · Commercial Mortgage WINFIRST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2021 · Amount on Record
Deed Sale	Nov 1, 2021 · Amount on Record
Prior Sale	Oct 12, 2018 · Amount on Record
Deed Document Number	2014061705
Deed Book / Page	D813 / 517
Record Updated	Jun 8, 2026

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Nov 1, 2021
Property Address	1423 E MAIN ST, RICHMOND, KY 40475-2033
Document Number	00D813/517
Book / Page	D813 / 517
Map Reference	MB 42 PG 474
Instrument Date	Oct 26, 2021
Instrument	2014061705
Transaction Type	Transfer
Record Updated	Feb 2, 2024

Transaction

Amount	Amount Recorded
Tax	$260.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2965 BLACKFORD PKWY, LEXINGTON, KY 40509-9030

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1990 OAK HILL RD, SOMERSET, KY 42503-4809

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Oct 12, 2018
Property Address	1423 E MAIN ST, RICHMOND, KY 40475-2033
Document Number	D00765/563
Book / Page	D00765 / 563
Map Reference	DD42 PG474
Instrument Date	Oct 9, 2018
Instrument	2013983188
Transaction Type	Transfer
Record Updated	Feb 2, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$205.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	318 SARATOGA CIR, RICHMOND, KY 40475-8310

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2965 BLACKFORD PKWY, LEXINGTON, KY 40509-9030

Mortgage

Document Number	2013983189
Date	Oct 12, 2018
Instrument	2013983189

Lender

Name	WINFIRST BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 9, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,451.00 (-2.82%) Additional exemption filed	$260,000 (-)	$260,000 (-)
2023	$2,522.00 (-0.28%)	$260,000 (-)	$260,000 (-)
2022	$2,529.00	$260,000	$260,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

Nearby Properties on E Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures