Madison County property record for 1430 E Main St, Richmond, KY 40475
| Property Type | Bar, Tavern |
|---|---|
| Details | 3,556 sqft |
| Owner | Company Name on File |
| Last Sale | $375,000 (Aug 2024) |
| Tax Bill | $3,536 (2025) |
| Deeds & Mortgages | Feb 2024 Sale & Line of Credit Feb 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R009-0056-0004 |
| Primary APN | R009-0056-0004 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,556 sqft Total Area |
| Exterior Material | Metal |
|---|
| Account Number | 73400 |
|---|---|
| Street Address | 1430 E MAIN ST |
| City | RICHMOND |
| State | KY |
| Zip | 40475-2034 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Bar, Tavern |
| Legal Description | RICHMOND INVESTMENT LOT 27 & 29 BK 15 |
| Legal Subdivision | RICHMOND INVESTMENTS |
| Legal Block | 15 |
| Legal Lot Number | 27,29 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 10302 |
Source: Madison County records · APN R009-0056-0004
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 341 INVERNESS TRL, RICHMOND, KY 40475-8850 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Feb 26, 2024 | Deed, Transfer · Line of Credit 1ST TRUST BANK INC |
| Feb 18, 2022 | Deed, Transfer · Commercial Mortgage FIRST CENTURY LENDING LLC |
| May 21, 2021 | Contract Sale, Transfer · Land Contract SMOKIN JOES SPORTS BAR & GRILL INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 22, 2024 · Amount on Record |
| Deed Sale | Aug 22, 2024 · Amount on Record |
| Prior Sale | Feb 26, 2024 · Amount on Record |
| Deed Document Number | 2014218355 |
| Deed Book / Page | D856 / 384 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Feb 26, 2024 |
| Property Address | 1430 E MAIN ST, RICHMOND, KY 40475-2034 |
| Document Number | 00D849/210 |
| Book / Page | D849 / 210 |
| Map Reference | MB 278 PG 222 |
| Instrument Date | Feb 23, 2024 |
| Instrument | 2014191819 |
| Transaction Type | Transfer |
| Record Updated | Mar 06, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $325.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 757, BEREA, KY 40403-0757 |
| Name | Verified Name |
|---|---|
| Address | 376 BIG HILL AVE, RICHMOND, KY 40475-2012 |
| Investor | Possibly a Property Investor |
| Document Number | 2014191820 |
|---|---|
| Date | Feb 26, 2024 |
| Instrument | 2014191820 |
| Name | 1ST TRUST BANK INC |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 23, 2044 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Feb 18, 2022 |
| Property Address | 1430 E MAIN ST, RICHMOND, KY 40475-2034 |
| Document Number | 00D818/619 |
| Book / Page | D818 / 619 |
| Instrument Date | Feb 17, 2022 |
| Instrument | 2014078200 |
| Transaction Type | Transfer |
| Record Updated | Feb 02, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1430 E MAIN ST, RICHMOND, KY 40475-2034 |
| Name | Verified Name |
|---|---|
| Address | 1430 E MAIN ST, RICHMOND, KY 40475-2034 |
| Document Number | 2014078201 |
|---|---|
| Date | Feb 18, 2022 |
| Instrument | 2014078201 |
| Name | FIRST CENTURY LENDING LLC |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 17, 2032 |
| Document Type | Contract Sale |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | May 21, 2021 |
| Property Address | 1430 E MAIN ST, RICHMOND, KY 40475-2034 |
| Document Number | 0MC378/627 |
| Book / Page | MC378 / 627 |
| Instrument Date | Mar 04, 2021 |
| Instrument | 2014037897 |
| Transaction Type | Transfer |
| Record Updated | Feb 02, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1430 E MAIN ST, RICHMOND, KY 40475-2034 |
| Name | Verified Name |
|---|
| Date | May 21, 2021 |
|---|
| Name | SMOKIN JOES SPORTS BAR & GRILL INC |
|---|---|
| Type | Seller |
| Type | Land Contract |
|---|---|
| Amount | Amount Recorded |
Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,536.00 (+23.59%) Additional exemption filed | $375,000 (+27.12%) | $375,000 (+27.12%) |
| 2023 | $2,861.00 (-0.31%) | $295,000 (-) | $295,000 (-) |
| 2022 | $2,870.00 | $295,000 | $295,000 |
Source: FEMA National Flood Hazard Layer as of December 21, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2026) |
| Most Recent Claim | Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Uniti Group.
Based on FCC filings for 244 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | RICHMOND UTILITIES serves 35,640 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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