Madison County property record for 1607 E Main St, Richmond, KY 40475 · Last verified December 2025
| Property Type | Commercial |
|---|---|
| Details | 15,656 sqft |
| Lot Size | 2.08 acres (91,040 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $30,000 (Jan 1975) |
| Tax Bill | $4,479 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R010-0020-0007 |
| Primary APN | R010-0020-0007 |
|---|---|
| Alternative APNs |
|
| Building Area | 15,656 sqft Total Area |
|---|
| Lot Area | 91,040 sqft (2.08 acres) |
|---|
| Account Number | 70766 |
|---|---|
| Street Address | 1607 E MAIN ST |
| City | RICHMOND |
| State | KY |
| Zip | 40475-2061 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | NEW IRVINE RD |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 10303 |
Source: Madison County records · APN R010-0020-0007
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 6606 W BROAD ST, RICHMOND, VA 23230-1702 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Date | Document |
|---|---|
| Dec 16, 2020 | Deed of Trust, Mortgage · Commercial Mortgage CRYSTAL FINANCIAL LLC |
| Jul 06, 2021 | Deed of Trust, Mortgage · Commercial Mortgage ACF FINCO I LP |
| Sep 22, 2021 | Deed of Trust, Mortgage · Line of Credit GROWMARK INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 01, 1975 · Amount on Record |
| Deed Sale | Jan 01, 1975 · Amount on Record |
| Deed Document Number | 0000287533 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 1607 E MAIN ST, RICHMOND, KY 40475-2061 |
| Transaction Type | Mortgage |
| Record Updated | Dec 09, 2025 |
| Title Company | FIRST NATIONAL FINANCIAL TITLE SERVICES I, FIRST NATL FINCL TTL SVCS IN |
| Name | Verified Name |
|---|
| Document Number | M02004/762 |
|---|---|
| Date | Dec 16, 2020 |
| Book Page | M02004/762 |
| Instrument | 2014025966 |
| Name | CRYSTAL FINANCIAL LLC |
|---|---|
| Address | BOSTON, MA 02110 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 1607 E MAIN ST, RICHMOND, KY 40475-2061 |
| Transaction Type | Mortgage |
| Record Updated | Dec 09, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0M2070/303 |
|---|---|
| Date | Jul 06, 2021 |
| Book Page | M2070/303 |
| Instrument | 2014043750 |
| Name | ACF FINCO I LP |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 1607 E MAIN ST, RICHMOND, KY 40475-2061 |
| Transaction Type | Mortgage |
| Record Updated | Dec 09, 2025 |
| Title Company | FIRST NATIONAL FINANCIAL TITLE, FIRST NATIONAL FINANCIAL TIT |
| Name | Verified Name |
|---|
| Document Number | 0M2094/220 |
|---|---|
| Date | Sep 22, 2021 |
| Book Page | M2094/220 |
| Instrument | 2014054353 |
| Name | GROWMARK INC |
|---|---|
| Type | Non-Lending Institution |
| Address | BLOOMINGTON, IL 61701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,479.00 (+4.94%) Additional exemption filed | $475,000 (+7.95%) | $475,000 (+7.95%) |
| 2023 | $4,268.00 (-0.3%) | $440,000 (-) | $440,000 (-) |
| 2022 | $4,281.00 | $440,000 | $440,000 |
Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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