1520 E Main St, Richmond, KY 40475 Property Records

Madison County property record for 1520 E Main St, Richmond, KY 40475 · Last verified December 2025

Property Summary

Property Type	Other Improved
Details	3,254 sqft
Owner	Company Name on File
Last Sale	$235,000 (Jan 2015)
Tax Bill	$2,395 (2025)
Deeds & Mortgages	Dec 2025 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`R010-0019-0004`

Property Details

APN / Parcel Number

Primary APN	`R010-0019-0004`
Alternative APNs	`112647` `75753` `41862`

Interior

Stories	1 Story
Building Area	3,254 sqft Total Area

Exterior

Exterior Material	Brick Veneer
Garage Type	Basement

Location & Zoning

Account Number	41862
Street Address	1520 E MAIN ST
City	RICHMOND
State	KY
Zip	40475-2073
Property Category	Other
Property Type	Other > Other Improved
Legal Description	RICHMOND INVESTMENT LOT 41 BLK 15
Legal Subdivision	RICHMOND INVESTMENT
Legal Block	15
Legal Lot Number	41
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	2
Census Block	2003
Census Tract	10302

Owner

Source: Madison County records · APN R010-0019-0004

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 1866, RICHMOND, KY 40476-1866
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 20, 2015 · Amount on Record
Deed Sale	Jan 20, 2015 · Amount on Record
Deed Document Number	0000769522
Record Updated	Jun 08, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	1520 E MAIN ST, RICHMOND, KY 40475-2073
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1866, RICHMOND, KY 40476-1866

Mortgage

Document Number	0M2428/771
Date	Dec 04, 2025
Book Page	M2428/771
Instrument	2014303162

Lender

Name	1ST TRUST BANK INC
Type	Bank
Address	HAZARD, KY 41701

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Dec 02, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,395.00 (+5.09%) Additional exemption filed	$254,000 (+8.09%)	$254,000 (+8.09%)
2023	$2,279.00 (-0.31%)	$235,000 (-)	$235,000 (-)
2022	$2,286.00	$235,000	$235,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211510103022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2026)
Most Recent Claim	Jun 2026, rainfall accumulation, Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims By Storm	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Jun 2026 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 244 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Spectrum, Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.